Premium changes can vary between plans, and enrollees should doublecheck to make sure their plan is right for them and their families.

Premium changes can vary between plans, and enrollees should doublecheck to make sure their plan is right for them and their families. the_burtons/Getty Images

Everything You Need to Know For Open Season 2022

All our Open Season coverage in one place to help you make the best decision this season.

It’s Open Season for employees that participate in the Federal Employees Health Benefits Program. Participants have until Dec. 12 to make changes to their health plans for 2023. 

The employee share of premiums will jump 8.7% in 2023, the biggest increase in 10 years. When OPM released the new rates in September, agency officials attributed the jump in premiums to the “unprecedented volatility” in health care costs due to COVID-19, noting that the pandemic cost FEHBP about $2 billion in the testing and treatment of the disease in 2021.

Still, premium changes can vary between plans, and enrollees should doublecheck to make sure their plan is right for them and their families. Fewer than 2.5% of federal employees change their health plan during Open Season. Even if you are happy with your current plan, it may change in 2023 with the increase in premiums. 

Below are links to some of GovExec’s 2022 Open Season coverage, so you can quickly find advice and information about your health benefits.

  • Open Season Checklist: Even if you think you do not want to change your health benefits, it can still be helpful to review all the details about Open Season. This checklist will help you confirm if your health plan is still best for you and your family.
  • Flexible Spending Accounts: The FSA allows employees to contribute pre-tax dollars for health care expenses and more. Learn how the health care FSA works.