Thrift Savings Plan
TSP funds were back in the negative in September
The performance of portfolios in the federal government’s 401(k)-style retirement savings program largely mirrored market-wide declines.
Your federal benefits changed this year. Here’s what to know
A guide to the retirement, insurance, Social Security and TSP changes affecting federal employees, retirees and survivors in 2026, plus what to watch for in 2027.
TSP funds were back in the black in August
After two months of stock market slowdowns, the federal government’s 401(k)-style retirement savings program saw each of its offerings increase in value again.
Want to retire at the end of 2026? Start planning now
OPM is still working through a sizable retirement backlog, and year-end retirees have plenty to sort out before they leave federal service.
Before you take money out of your TSP, weigh these trade-offs
A withdrawal can affect everything from your tax bill and Medicare premiums to how long your savings last and what your heirs receive.
TSP investments continued to tumble in July
Nearly all of the portfolios in the federal government’s 401(k)-style retirement savings program lost value last month.
Some TSP funds faltered in June
Following two straight months of gains, the federal government’s 401(k)-style retirement savings program posted a more muted performance last month.
TSP funds kept climbing in May
Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value last month.
Waiting to retire could be worth thousands of dollars
Before you rush out the door, consider how a few more years of service can permanently boost your FERS annuity and Social Security benefits.
TSP funds returned to growth in April
Each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.
Most TSP funds tumbled in March
The federal government’s 401(k)-style retirement savings program was not immune to the economic headwinds brought on by President Trump’s war with Iran.
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How federal retirement benefits have changed over the years
From FERS to TSP to recent legislation, decades of policy shifts have reshaped how federal employees earn, save for and receive retirement benefits.
Most TSP funds were flat in February
Only the Thrift Savings Plan’s international fund saw growth in excess of 2% last month.
How to make the most of FERS, Social Security and your TSP
Understanding each part of your federal retirement can help you plan when and how to retire and avoid surprises.
Why your federal benefits may not protect your family the way you think
While federal employee benefits can assist beneficiaries in the event of a loved one's death, it's important to understand the rules of those plans and how to best seamlessly apply them to your survivors.
TSP in-plan Roth conversions: Are they right for you?
Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.
Roth in-plan conversions arrive for TSP, but consider tax implications first
Thrift Savings Plan participants need to carefully weigh the advantages and potential tax pratfalls of moving their balances to an after-tax investment strategy.
TSP investments begin 2026 in the black
Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value in January.
Domestic TSP funds falter to close out 2025
Most portfolios within the federal government’s 401(k)-style retirement savings program were flat last month.
TSP funds mostly flat in November
Though only one of the federal government’s 401(k)-style retirement savings program’s portfolios lost value last month, none exceeded 1% in returns.
