Thrift Savings Plan

TSP funds continued to fall in September

For the second straight month, the vast majority of the portfolios in the federal government’s 401(k)-style retirement savings program declined in value.

Most TSP portfolios stumbled in August

The only fund in the federal government’s 401(k)-style retirement savings program that finished last month in the black was the G Fund, which increases at a statutorily mandated rate each month.

IRS announces two-year delay to TSP catch-up contribution changes

New rules requiring high-income 401(k) participants to make catch-up contributions only to Roth accounts will not take effect until 2026.

TSP contribution limits will increase again next year, consultants predict

This would mark the third straight year that the federal government’s 401(k)-style retirement savings plan and similar private sector programs see a boost in their annual contribution limits.

Do you know what your TSP is for?

When you were first hired, your retirement benefit may have been described to you as a three-legged stool: pension, Social Security, and TSP savings. One financial planner advises feds not to shortchange the last leg.

Most TSP funds continued their upward trend in July

Only one of the portfolios in the federal government’s 401(k)-style retirement savings program ended last month in the red.

TSP funds bounce back following debt limit uncertainty

Only one of the federal government’s 401(k)-style retirement savings plan’s portfolios finished June in the red.

Saving for retirement in your TSP with a federal annuity: How much is enough?

Planning for retirement with a federal pension is different from planning for retirement without one.

TSP Participants Sue Agency Over ‘Botched’ Recordkeeper Transition

A class action lawsuit filed last week alleges that the federal government’s 401(k)-style retirement savings program repeatedly failed to pay out participants’ withdrawal and loan requests for months following the transition to a new recordkeeping vendor.

TSP Portfolios Report a Mixed Bag of May Returns

Most of the funds in the federal government’s 401(k)-style retirement savings plan finished last month down, amid concerns that the United States could breach the debt limit.

TSP Returns Stayed Mostly Positive for April

All but one of the five individual funds in the retirement savings program grew for the month, and all were in the black so far for the year. 

TSP’s G Fund and The Debt Ceiling

When the government suspends reinvestments in the G Fund while it shores up its finances, one expert argues they should account for the missed payments separately from actual returns.

What Feds Need to Know About Getting the Most Out of the TSP

Abraham Grungold joins the podcast to discuss his decades of experience with the Thrift Savings Plan.

Most TSP Funds Recover From February Slump

Only one of the portfolios in the federal government’s 401(k)-style retirement savings program ended March in the red.

To Expand Your TSP Investments, Think of the I Fund

Lee Radcliffe joins the podcast to discuss an overlooked part of the Thrift Savings Plan

TSP Portfolios Backslide in February

After a strong start to the year, most of the funds in the federal government’s 401(k)-style retirement savings program lost ground.