Retirement Benefits

Why You Should Strive for Average — With the TSP at Least

When it comes to your retirement investments, “average” can be extraordinary.

Simple Nudge Gets More People to Start Retirement Nest Egg

Motivating people to save for retirement isn't easy, but when it comes to planning, "the simpler, the better," a new study confirms.

It’s Time to Consider Privatizing the Thrift Savings Plan

Index fund investing has become a commoditized business, and the private sector can perform the service just as well or better than the government.

Read This Before You Tap Your TSP to Pay Off Your House

You have a mortgage, but you also have enough money to pay it off. Should you?

TSP Announces CARES Act Loans Now Available

Federal workers and retirees who have been impacted by the coronavirus pandemic may now take advantage of favorable loan terms on their retirement accounts.

TSP Portfolios Continue Gains, But Fail to Make Up Earlier Losses

Although all of the funds in the federal government’s 401(k)-style retirement savings program posted modest increases in May, it was not enough to make up for the economic crash at the start of the coronavirus pandemic.

How to Motivate Young Workers to Save For Retirement

Whether you’re a parent or a boss, it’s in everyone’s interest to ensure younger generations are ready for life after work.

House Republicans Unveil Plan to Boost Merit Pay and Slash Pensions

Proposals would help rein in a "swamp monster" of a runaway bureaucracy, lawmakers say.

Most Federal Employee Retirement Funds Struggle to Start the Year

After a strong 2019, most portfolios in the federal government’s 401(k)-style retirement savings program ended January in the red.

Most TSP Funds Crept Up in November

All but one of the portfolios in the federal government’s 401(k)-style retirement savings program grew last month.

It’s Time to Rethink Your Retirement Tax Assumptions

The lower taxes many federal employees anticipate after leaving the workforce don’t always materialize.

Viewpoint: Dollars Invested in the TSP Will Now Benefit Our Foreign Adversary

Decision to use an index fund that includes Chinese companies is bad for our country and the financial security of federal employees.   

Federal Retirement Applications, Processing Both Down in October

The backlog of pending requests crept to nearly 18,000 last month, although the number of applications is significantly down from the same period in 2018.

TSP Portfolios Post Modest Growth in October

All funds in the federal government’s 401(k)-style retirement savings program saw minor gains last month.