Pay & Benefits

What retiring feds should do before asking for help

Clear timelines, complete records and focused questions can make retirement problems easier to resolve, especially as agencies face mounting workloads.

Pay & Benefits

What federal employees get wrong about divorce and retirement

Errors involving survivor benefits, health coverage and court orders can create financial problems years after a marriage ends.

Pay & Benefits

More GLP-1 options are coming for federal retirees, but they come with a catch

A new Medicare program launching July 1 broadens access to drugs like Zepbound and Foundayo, but federal annuitants need to know how the $50 copay will affect their catastrophic limits.

Pay & Benefits

Waiting to retire could be worth thousands of dollars

Before you rush out the door, consider how a few more years of service can permanently boost your FERS annuity and Social Security benefits.

Pay & Benefits

Weighing the costs and trade-offs of suspending FEHB for Medicare Advantage

COMMENTARY | An analysis of two markets shows some commercial plans provide the lowest estimated yearly costs, but federal annuitants must consider the required trade-offs like prior authorization and provider access.

Pay & Benefits

TSP funds returned to growth in April

Each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.

Pay & Benefits

They did everything right and still haven’t been paid

Months after retiring, some federal workers are stuck in a bureaucratic maze with no checks, no answers and no clear end in sight.

Pay & Benefits

When retirement calculations don’t move on the same timeline

Retroactive pay changes and delayed annuity adjustments underscore how federal retirement processing often depends on timing, coordination, and most importantly, patience.

Oversight

House Dems: OPM ‘omitted’ employee departures from retirement backlog investigation

In responding to a December 2025 congressional inquiry, the Office of Personnel Management noted the separation of around 35 customer service representatives last year, but failed to mention more than 100 departures from its Retirement Services division.

Pay & Benefits

Traveling soon? What federal health plans actually cover

Peak travel season is here, but most federal workers don't know what happens if they need care abroad. From upfront costs to medical evacuations, here is what your FEHB plan does and doesn't cover when you are out of the country.

Pay & Benefits

Most TSP funds tumbled in March

The federal government’s 401(k)-style retirement savings program was not immune to the economic headwinds brought on by President Trump’s war with Iran.

Pay & Benefits

The Social Security clock is ticking faster than expected

The Social Security problem isn’t new, but the timeline just got shorter, and the fixes are still the same.

Pay & Benefits

How federal retirement benefits have changed over the years

From FERS to TSP to recent legislation, decades of policy shifts have reshaped how federal employees earn, save for and receive retirement benefits.

Pay & Benefits

Women in federal service still face retirement gaps

Lifetime earnings, career interruptions and caregiving responsibilities continue to shape retirement outcomes for women in federal service.

Pay & Benefits

The No. 1 thing to know entering retirement: How much are you really spending?

Many new retirees may overestimate how far their savings will go towards their budget. Having an idea of your cost of living can make them go further.

Pay & Benefits

A year after the Social Security Fairness Act, some retirees are still waiting for full benefits

The repeal of the Windfall Elimination Provision and Government Pension Offset should have restored benefits for everyone. For some retirees, the checks are still coming late or not at all.

Updated Pay & Benefits

House Dems want to know why retirees aren’t getting physical tax documents from OPM

Nine House members inquired about reports that constituents have not received physical copies of their 1099-R forms and have had difficulty contacting the federal HR agency to request them.

Pay & Benefits

Most TSP funds were flat in February

Only the Thrift Savings Plan’s international fund saw growth in excess of 2% last month.

Pay & Benefits

How to make the most of FERS, Social Security and your TSP

Understanding each part of your federal retirement can help you plan when and how to retire and avoid surprises.

Pay & Benefits

Federal workers delay retirement as savings gaps persist

A survey shows most workers expect to retire at 65 or later, but many haven’t calculated savings for health care or emergencies.