Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training (www.retirefederal.com)

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Why You Might Want to Take Social Security Early

There are reasons not to wait for larger payouts when you’re older.

  • Tammy Flanagan
Pay & Benefits

It’s Time for Change: Make Your Voice Heard

Lawmakers have introduced a number of bills that would help federal retirees.

  • Tammy Flanagan
Pay & Benefits

Achieving Financial Independence

Bridging the potential gap between pre- and post-retirement income.

  • Tammy Flanagan
Pay & Benefits

Live Long and Prosper

Avoiding the dangers of outliving your money.

  • Tammy Flanagan
Pay & Benefits

Life and Death Benefits Decisions

Thinking through your survivor benefit options.

  • Tammy Flanagan
Pay & Benefits

Don’t Let Your Mind Get In the Way of Smart Decisions

This tool can help you learn more about yourself so that you can make better financial choices.

  • Tammy Flanagan
Pay & Benefits

Buy This and Hope You Don’t Get Your Money’s Worth

The ins and outs of life insurance.

  • Tammy Flanagan
FEATURED EBOOKS
Using Data to Support Decision Making
Smart Cities: Beyond the Buzz
Future of the Army
Pay & Benefits

Separating Fact and Opinion

It can be difficult to tell the two apart in the federal retirement world.

  • Tammy Flanagan
Pay & Benefits

What If New Employees Were Offered a Bunch of New Benefits?

But with a catch: They’d have to give up some of the current ones.

  • Tammy Flanagan
Pay & Benefits

The FERS Supplement: Q&A

A tutorial on this somewhat complicated benefit.

  • Tammy Flanagan
Pay & Benefits

The Key to a Happy Retirement

Don’t just grow older, grow bolder.

  • Tammy Flanagan
Pay & Benefits

A Tale of Successful Retirement Planning

A story of high achievement, savvy investments and frugality.

  • Tammy Flanagan
Pay & Benefits

The Confusing Factor in Calculating Your Retirement Benefit

Determining your length of creditable service can get complicated.

  • Tammy Flanagan
Pay & Benefits

Can You Count on Social Security?

Lawmakers need to take action to ensure the system’s viability.

  • Tammy Flanagan
FEATURED EBOOKS
Using Data to Support Decision Making
Smart Cities: Beyond the Buzz
Future of the Army
Pay & Benefits

Trying to Retire During the Shutdown

A story of delays and complications.

  • Tammy Flanagan
Pay & Benefits

De-Stressing the Retirement Process

Take a deep breath and understand the key steps.

  • Tammy Flanagan
Pay & Benefits

The TSP and Your Retirement Date

Delaying retirement can complicate your Thrift Savings Plan withdrawal situation.

  • Tammy Flanagan
Pay & Benefits

When and Why You Have to Take TSP Withdrawals

A look at required minimum distributions.

  • Tammy Flanagan
Pay & Benefits

Weighing the Social Security Benefit Decision

When to start collecting benefits depends on your individual circumstances.

  • Tammy Flanagan
Pay & Benefits

Annuities, Withdrawals and More

Responses to more questions and comments from readers.

  • Tammy Flanagan