Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Plan on Paying (a Lot) More for Medicare Part B Next Year

Premium rates are increasing by 14.5% in 2022.

  • Tammy Flanagan
Pay & Benefits

Health, Taxes and Savings

Why high deductible health plans are growing in popularity.

  • Tammy Flanagan
Pay & Benefits

An Alphabetical Health Insurance Option

A choice all federal retirees should at least consider this open season. 

  • Tammy Flanagan
Pay & Benefits

An End to Surprise Medical Bills

A new law prevents a trip to the emergency from becoming shockingly expensive.

  • Tammy Flanagan
Pay & Benefits

What to Expect if You’re Expecting to Retire Soon

Leaving in 2021? Here are some things you should know.

  • Tammy Flanagan
Pay & Benefits

Open Season To-Do List

Don’t let health insurance decisions and deadlines sneak up on you.

  • Tammy Flanagan
Pay & Benefits

Open Season Shopping Tips

It’s not too soon to start thinking about your health insurance options.

  • Tammy Flanagan
Featured eBooks
Rethinking Your Health Benefits
The State of the Federal Tech Workforce
milCloud Special Report
Pay & Benefits

The New Health Insurance Rates Can Only Mean One Thing

Open season is around the corner.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire 2022

The annual calendar showing optimal days to move on from government. 

  • Tammy Flanagan
Pay & Benefits

Four Rules for Picking a Retirement Date

A guide to deciding exactly when to move on. 

  • Tammy Flanagan
Pay & Benefits

Life Insurance Premiums Are Changing

New rates are coming to FEGLI in October. 

  • Tammy Flanagan
Pay & Benefits

When Time and Funds Run Out

The Social Security and Medicare trust funds are projected to be insolvent in a few years. What can be done about it?

  • Tammy Flanagan
Pay & Benefits

Sorry, These Retirement Rumors Just Aren’t True

If it sounds too good to be true—well, you know the rest. 

  • Tammy Flanagan
Pay & Benefits

When It’s Time to Retire, Be Ready for Things to Go Wrong

Hope for the best, but prepare for the worst when you file your retirement papers.

  • Tammy Flanagan
Featured eBooks
Rethinking Your Health Benefits
The State of the Federal Tech Workforce
milCloud Special Report
Pay & Benefits

Why Does it Take So Long to Get Your Benefits?

It’s a paper-intensive process, and mistakes can cause delays.

  • Tammy Flanagan
Pay & Benefits

Making Sense of Medicare Advantage

Should you be among the growing number of retirees who are opting for these plans over traditional Medicare?

  • Tammy Flanagan
Pay & Benefits

How Matching Pays Off in the TSP

A guaranteed way to increase your Thrift Savings Plan balance.

  • Tammy Flanagan
Pay & Benefits

Go Ahead, Retire Early. But It'll Cost You

There are no loopholes in the federal early retirement options.

  • Tammy Flanagan
Pay & Benefits

Inflation and the Great COLA Countdown of 2021

For the first time in recent memory, the annual cost-of-living adjustment for federal retirement benefits could increase significantly.

  • Tammy Flanagan
Pay & Benefits

Leaving as Soon as You Can

It’s possible to retire early from government with as little as 10 years of service. But it’ll cost you.

  • Tammy Flanagan