Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

The Best Time to Retire

When you choose to end your federal career could make a big difference in your retirement security.

  • Tammy Flanagan
Oversight

Turning On Your Benefits

The art of timing when you begin drawing on your various sources of income is key to ensuring a comfortable retirement.

  • Tammy Flanagan
Pay & Benefits

The Numbers That Matter in 2021

Do figures like 300, $172,500 and 1.3% mean anything to you?

  • Tammy Flanagan
Pay & Benefits

A Good Time for Some Long Term Thinking

The COVID-19 pandemic provides a sobering reminder of the potential need for long-term care.

  • Tammy Flanagan
Pay & Benefits

Looking for a Medicare Advantage

There’s a new type of FEHBP plan worth considering this open season.

  • Tammy Flanagan
Pay & Benefits

Tips for Getting the Most Out of Your Retirement Benefits

Advice on assessing the options available to you.

  • Tammy Flanagan
Pay & Benefits

Open Season is Open for Business

Tips for assessing your insurance options.

  • Tammy Flanagan
Featured eBooks
Preparing Managers for Tomorrow's Government
Army Tech & Trends
State CIOs in 2020
Pay & Benefits

Retirement Gets Real: The Final To-Do List

Make sure you take care of these items of business before your departure date.

  • Tammy Flanagan
Pay & Benefits

Beyond the Money: Finding the Right Retirement Mindset

How to mentally prepare to leave the working world behind.

  • Tammy Flanagan
Pay & Benefits

Get Real About How Much Money You’ll Have in Retirement

The importance of estimating your net income.

  • Tammy Flanagan
Pay & Benefits

Will Signing Up for Medicare Save You Money and Improve Your Care?

Like most things health care related, it’s complicated.

  • Tammy Flanagan
Pay & Benefits

Medicare and Open Season

Here’s some information to help you make some very important decisions.

  • Tammy Flanagan
Pay & Benefits

Will There Be an End-of-Year Retirement Exodus?

If so, there may be bottlenecks in retirement processing.

  • Tammy Flanagan
Pay & Benefits

The Case for Waiting to Retire

Even for those who’ve decided they want to go next year and are at the higher end of the pay scale, it can pay to be patient.

  • Tammy Flanagan
Featured eBooks
Preparing Managers for Tomorrow's Government
Army Tech & Trends
State CIOs in 2020
Pay & Benefits

Rethinking Retirement During a Pandemic

It’s clear that fewer people are moving on this year, which isn’t exactly a surprise.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire Q&A

A look at the details of what makes one day better than another.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire 2021

Our annual look at the optimum days to bid farewell to a career in government.

  • Tammy Flanagan
Pay & Benefits

You Get a Lot More Than a Retirement Benefit

Federal employees and retirees have a variety of insurance options to choose from, too.

  • Tammy Flanagan
Pay & Benefits

Weighing the Retirement Tradeoffs

Effective planning for your future requires making a series of key decisions.

  • Tammy Flanagan
Pay & Benefits

What You Need to Know About CSRS Offset

For those feds covered by the Civil Service Retirement System and Social Security, calculating retirement benefits can get complicated.

  • Tammy Flanagan