Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Paying Your Way to a Bigger Benefit

Service credit deposits can boost your retirement annuity. But the process requires patience.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire 2020

Your annual guide to choosing an optimal day to start the next phase of your life.

  • Tammy Flanagan
Pay & Benefits

5 Tips to a Quicker Retirement

Achieving your financial goals in a shorter time frame.

  • Tammy Flanagan
Pay & Benefits

Turning On Your Retirement Benefits

Making the most of the flexibility of FERS.

  • Tammy Flanagan
Pay & Benefits

Thinking About the Unthinkable

Preparing for the loss of a spouse.

  • Tammy Flanagan
Pay & Benefits

What Happens to Your Retirement Paperwork

A complex and often slow process unfolds after you apply.

  • Tammy Flanagan
Pay & Benefits

3, 2, 1 ... Retire!

If your departure date is approaching, you may wonder how the process unfolds.

  • Tammy Flanagan
Featured eBooks
Best Dates to Retire 2020
What’s Next for Federal Customer Experience
The Future of the Air Force
Pay & Benefits

Big Changes Are Coming to the TSP

Get ready for a bunch of upgrades and new options.

  • Tammy Flanagan
Pay & Benefits

Let It Be, Roll It Over, Move It or Cash It Out

Assessing your options for what to do with your retirement fund when you change jobs.

  • Tammy Flanagan
Pay & Benefits

Why You Might Want to Take Social Security Early

There are reasons not to wait for larger payouts when you’re older.

  • Tammy Flanagan
Pay & Benefits

It’s Time for Change: Make Your Voice Heard

Lawmakers have introduced a number of bills that would help federal retirees.

  • Tammy Flanagan
Pay & Benefits

Achieving Financial Independence

Bridging the potential gap between pre- and post-retirement income.

  • Tammy Flanagan
Pay & Benefits

Live Long and Prosper

Avoiding the dangers of outliving your money.

  • Tammy Flanagan
Pay & Benefits

Life and Death Benefits Decisions

Thinking through your survivor benefit options.

  • Tammy Flanagan
Featured eBooks
Best Dates to Retire 2020
What’s Next for Federal Customer Experience
The Future of the Air Force
Pay & Benefits

Don’t Let Your Mind Get In the Way of Smart Decisions

This tool can help you learn more about yourself so that you can make better financial choices.

  • Tammy Flanagan
Pay & Benefits

Buy This and Hope You Don’t Get Your Money’s Worth

The ins and outs of life insurance.

  • Tammy Flanagan
Pay & Benefits

Separating Fact and Opinion

It can be difficult to tell the two apart in the federal retirement world.

  • Tammy Flanagan
Pay & Benefits

What If New Employees Were Offered a Bunch of New Benefits?

But with a catch: They’d have to give up some of the current ones.

  • Tammy Flanagan
Pay & Benefits

The FERS Supplement: Q&A

A tutorial on this somewhat complicated benefit.

  • Tammy Flanagan
Pay & Benefits

The Key to a Happy Retirement

Don’t just grow older, grow bolder.

  • Tammy Flanagan