Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Inflation and the Great COLA Countdown of 2021

For the first time in recent memory, the annual cost-of-living adjustment for federal retirement benefits could increase significantly.

Pay & Benefits

Leaving as Soon as You Can

It’s possible to retire early from government with as little as 10 years of service. But it’ll cost you.

Pay & Benefits

Fighting for the Right to Your Benefits

Federal employees meet virtually with lawmakers to make their voices heard on compensation issues.

Pay & Benefits

A Mid-Year Chance to Lower Your Taxable Income

For the second year in a row, feds get more flexibility in their flexible spending accounts.

Pay & Benefits

Long Term Care Insurance and the Pandemic Age

The grim news about nursing homes over the past year has caused many people to contemplate their own future needs.

Pay & Benefits

Milestones on the Path to Financial Security in Retirement

If you work in government, there are several moments in your life when you’ll face key decisions about your eventual retirement.

Pay & Benefits

Retirement in a Time of Covid

For the most part, feds aren’t letting the pandemic disrupt their plans.

Pay & Benefits

How to Avoid Buyer’s Remorse

Federal retirees should understand the ins and outs of each retirement system, especially if they have been misclassified.

Pay & Benefits

Now’s the Time to Improve Your Financial Literacy

How would you finish this sentence: “I need to become more financially…”

Pay & Benefits

You Have More Time to File Your Taxes. Here’s How Not To Pay Too Much

Many federal retirees overpay because they aren’t aware of the rules about taxation of their benefits.

Pay & Benefits

What’s Not To Like About the TSP

Leaving your money in the plan as a retiree does have some drawbacks.