Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Roadblocks to TSP participation

Federal employees need to have a basic understanding of their retirement benefits from day one on the job.

Pay & Benefits

Preparing for a smooth transition

Remember, it's your responsibility to maintain an accurate history of your federal service.

Pay & Benefits

The State of Civil Service Retirement: CSRS and FERS

How optimistic are you about your retirement? Small steps can help allay your fears of the future.

Pay & Benefits

Mixed reactions to Medicare Part D in the FEHB

It's been almost five months since Part D was incorporated into many Federal Employees Health Benefit plans. How is it being received?

Pay & Benefits

Essential things to know about your Social Security benefit: Part 2

Social Security, along with the FERS basic retirement benefit and the Thrift Savings Plan, can provide the financial security you will need during your life after retirement.  

Pay & Benefits

Essential things to know about your Social Security benefit: Part 1

It is important to keep up with Social Security changes that can have an impact on your current and future benefits.

Pay & Benefits

Postponing retirement problems: Part 1

It’s important to know the difference between a postponed retirement and a deferred retirement. 

Pay & Benefits

Resigning instead of retiring

How you leave the federal government matters when it comes to benefits.

Pay & Benefits

Before asking for help, know the rules

Coordinating Medicare and the Federal Health Benefits Program can be hard to navigate without the right information.

Pay & Benefits

The state of retiring and retired women

As we celebrate the accomplishments and contributions of American women during Women's History Month, let’s also take a moment to reflect on their retirement status.

Pay & Benefits

The TSP savings rate is up, but so are the number of TSP loans

Answers to some of your questions about the government’s 401(k)-style retirement plan.

Pay & Benefits

Slam the Scam

Some tips for avoiding scams and resources for help if you become victim to a scam artist.

Pay & Benefits

Saving for retirement

Retirement planning is a lifelong learning affair and begins with the first day on the job.