Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Who Can and Can’t Get Coverage Under Your Health Insurance

OPM doesn’t know how many people with FEHB coverage are actually ineligible for the program.

Pay & Benefits

Employee and Retiree Benefits Changes for 2023

The last in a series of columns on how things are different this year. 

Pay & Benefits

Employee Benefit Changes for 2023

How new pay rates, Social Security earnings limits and other factors could affect your retirement planning. 

Pay & Benefits

Tammy’s Top 12 Tips of 2022

Our Retirement Planning columnist’s best pieces of advice over the course of the year. 

Pay & Benefits

Hitting the Road to Retirement

The path from filing your paperwork to getting your full benefits can be long and winding. 

Pay & Benefits

Open Questions About Open Season

Sorting out options for federal health insurance and Medicare can be tricky.

Pay & Benefits

Health Insurance Options for Veterans

There are lots of choices, especially for those who have joined the civilian federal workforce.

Pay & Benefits

For Some, Retirement Just Means a Different Kind of Work

One path to financial security is to continue earning money after your federal career ends.

Pay & Benefits

It's Time to Prepare for Open Season 

It’s in your interest to conduct an annual insurance checkup—especially this year.

Pay & Benefits

Big COLA Boost for Retirees

High inflation at least means a boost in federal retirement benefits.

Pay & Benefits

Best Dates to Retire 2023

The annual guide to the optimum days to plan to move on.

Pay & Benefits

Rules and Requirements for Federal Retirement

Some dates to retire are better than others for different employees.

Pay & Benefits

Retire Now or Later? A Debate 

Sticking around can improve your financial situation, but is it worth it?

Pay & Benefits

Before And After Retirement: A To-Do List

Tips on navigating the periods sandwiched around your retirement date.