Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

So Many TSP Choices

When it comes time to start taking Thrift Savings Plan disbursements, you have options. Lots of options.

  • Tammy Flanagan
Pay & Benefits

A New Retirement Resource

OPM offers a five-step guide to the sometimes confusing retirement process. 

  • Tammy Flanagan
Pay & Benefits

Your Guide to Virtual Retirement Resources

Advances in technology have made it easier to get educated on federal retirement benefits without leaving your computer.

  • Tammy Flanagan
Pay & Benefits

Social Security Facts and Myths

How much do you know about these key retirement benefits?

  • Tammy Flanagan
Pay & Benefits

Thank the People Who Make Sure You Get Your Benefits

Public Service Recognition Week is a good time to honor those who created and those who maintain the federal retirement system.

  • Tammy Flanagan
Pay & Benefits

The Best Age for Retirement

It’s not the same for everybody.

  • Tammy Flanagan
Pay & Benefits

Getting Credit for Your Work

Carefully documenting previous military or civilian service can lead to an earlier retirement and a bigger benefit. 

  • Tammy Flanagan
Featured eBooks
2023 State Budget Trends
Software Bills of Materials
What's Happening in Health Tech
Pay & Benefits

Last Minute Tax Tips

Things to keep in mind if you still haven’t filed—or even if you have.

  • Tammy Flanagan
Pay & Benefits

Let a Thousand Investment Flowers Bloom

April is Financial Literacy Month, and a good time to get educated about your retirement savings.

  • Tammy Flanagan
Pay & Benefits

7 Things We’ve Learned So Far This Year

News and tips about pay, pensions, the TSP and more.

  • Tammy Flanagan
Pay & Benefits

No, Your Retirement Investments Aren’t Insured

Planning for your post-work future involves managing risk.

  • Tammy Flanagan
Pay & Benefits

When Collecting Your Retirement Benefit Means Proving You’re Not Dead

Sometimes, OPM requires proof of life.

  • Tom Shoop and Tammy Flanagan
Pay & Benefits

Keep an Eye on These Potential Benefits Changes

Some adjustments are already on the way, and others are on the drawing board.

  • Tammy Flanagan
Pay & Benefits

There’s No Turning Back From Some Retirement Choices

Certain benefits decisions are irrevocable.

  • Tammy Flanagan
Featured eBooks
2023 State Budget Trends
Software Bills of Materials
What's Happening in Health Tech
Pay & Benefits

When to Leave to Get Paid the Most for Your Leave

The pros and cons of working all the way to the end of the federal leave year.

  • Tammy Flanagan
Pay & Benefits

What Not To Do With Your TSP Account

Be careful about borrowing from your retirement investments. 

  • Tammy Flanagan
Pay & Benefits

If You Do Nothing Else to Plan for Retirement, Do This

Don’t turn away free money.

  • Tammy Flanagan
Pay & Benefits

Waiting For That First Retirement Check

A primer on processing, payments and patience for those looking forward to getting their benefits. 

  • Tammy Flanagan
Pay & Benefits

Who Can and Can’t Get Coverage Under Your Health Insurance

OPM doesn’t know how many people with FEHB coverage are actually ineligible for the program.

  • Tammy Flanagan
Pay & Benefits

Employee and Retiree Benefits Changes for 2023

The last in a series of columns on how things are different this year. 

  • Tammy Flanagan