Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Declutter Your Life, But Don’t Throw Away the Important Stuff

Don’t shred important records you may need when it comes time to retire.

  • Tammy Flanagan
Pay & Benefits

Now’s the Time to Improve Your Financial Literacy

How would you finish this sentence: “I need to become more financially…”

  • Tammy Flanagan
Pay & Benefits

Countdown to Retirement: What You Need To Be Ready For

A detailed look at the steps you can expect to go through in the process.

  • Tammy Flanagan
Pay & Benefits

You Have More Time to File Your Taxes. Here’s How Not To Pay Too Much

Many federal retirees overpay because they aren’t aware of the rules about taxation of their benefits.

  • Tammy Flanagan
Pay & Benefits

What’s Not To Like About the TSP

Leaving your money in the plan as a retiree does have some drawbacks.

  • Tammy Flanagan
Pay & Benefits

What’s To Like About the TSP

The case for leaving your money in the Thrift Savings Plan after retirement.

  • Tammy Flanagan
Pay & Benefits

A Perennial Health Insurance Conundrum

FEHBP, Medicare and the difficulty of predicting the future.

  • Tammy Flanagan
Featured eBooks
The Civil Service in Crisis
AI & Autonomy
Biometrics in Action
Pay & Benefits

Spouses and Annuities: A Closer Look

Avoiding potential confusion about survivor benefits.

  • Tammy Flanagan
Pay & Benefits

Marital Advice For Those Nearing Retirement

Tips on answering what can be a tricky question on your retirement application.

  • Tammy Flanagan
Pay & Benefits

Retirement Planning Index: 2021 Edition

The annual guide, by topic, to key columns over the years.

  • Tammy Flanagan
Pay & Benefits

4 Critical Federal Retirement Decisions

Some choices could have a lifelong impact on your financial security.

  • Tammy Flanagan
Pay & Benefits

The Best Time to Retire

When you choose to end your federal career could make a big difference in your retirement security.

  • Tammy Flanagan
Oversight

Turning On Your Benefits

The art of timing when you begin drawing on your various sources of income is key to ensuring a comfortable retirement.

  • Tammy Flanagan
Pay & Benefits

The Numbers That Matter in 2021

Do figures like 300, $172,500 and 1.3% mean anything to you?

  • Tammy Flanagan
Featured eBooks
The Civil Service in Crisis
AI & Autonomy
Biometrics in Action
Pay & Benefits

A Good Time for Some Long Term Thinking

The COVID-19 pandemic provides a sobering reminder of the potential need for long-term care.

  • Tammy Flanagan
Pay & Benefits

Looking for a Medicare Advantage

There’s a new type of FEHBP plan worth considering this open season.

  • Tammy Flanagan
Pay & Benefits

Tips for Getting the Most Out of Your Retirement Benefits

Advice on assessing the options available to you.

  • Tammy Flanagan
Pay & Benefits

Open Season is Open for Business

Tips for assessing your insurance options.

  • Tammy Flanagan
Pay & Benefits

Retirement Gets Real: The Final To-Do List

Make sure you take care of these items of business before your departure date.

  • Tammy Flanagan
Pay & Benefits

Beyond the Money: Finding the Right Retirement Mindset

How to mentally prepare to leave the working world behind.

  • Tammy Flanagan