Author Archive

Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
So Many TSP Choices
When it comes time to start taking Thrift Savings Plan disbursements, you have options. Lots of options.
- Tammy Flanagan
A New Retirement Resource
OPM offers a five-step guide to the sometimes confusing retirement process.
- Tammy Flanagan
Your Guide to Virtual Retirement Resources
Advances in technology have made it easier to get educated on federal retirement benefits without leaving your computer.
- Tammy Flanagan
Social Security Facts and Myths
How much do you know about these key retirement benefits?
- Tammy Flanagan
Thank the People Who Make Sure You Get Your Benefits
Public Service Recognition Week is a good time to honor those who created and those who maintain the federal retirement system.
- Tammy Flanagan
Getting Credit for Your Work
Carefully documenting previous military or civilian service can lead to an earlier retirement and a bigger benefit.
- Tammy Flanagan
Last Minute Tax Tips
Things to keep in mind if you still haven’t filed—or even if you have.
- Tammy Flanagan
Let a Thousand Investment Flowers Bloom
April is Financial Literacy Month, and a good time to get educated about your retirement savings.
- Tammy Flanagan
7 Things We’ve Learned So Far This Year
News and tips about pay, pensions, the TSP and more.
- Tammy Flanagan
No, Your Retirement Investments Aren’t Insured
Planning for your post-work future involves managing risk.
- Tammy Flanagan
When Collecting Your Retirement Benefit Means Proving You’re Not Dead
Sometimes, OPM requires proof of life.
- Tom Shoop and Tammy Flanagan
Keep an Eye on These Potential Benefits Changes
Some adjustments are already on the way, and others are on the drawing board.
- Tammy Flanagan
There’s No Turning Back From Some Retirement Choices
Certain benefits decisions are irrevocable.
- Tammy Flanagan
When to Leave to Get Paid the Most for Your Leave
The pros and cons of working all the way to the end of the federal leave year.
- Tammy Flanagan
What Not To Do With Your TSP Account
Be careful about borrowing from your retirement investments.
- Tammy Flanagan
If You Do Nothing Else to Plan for Retirement, Do This
Don’t turn away free money.
- Tammy Flanagan
Waiting For That First Retirement Check
A primer on processing, payments and patience for those looking forward to getting their benefits.
- Tammy Flanagan
Who Can and Can’t Get Coverage Under Your Health Insurance
OPM doesn’t know how many people with FEHB coverage are actually ineligible for the program.
- Tammy Flanagan
Employee and Retiree Benefits Changes for 2023
The last in a series of columns on how things are different this year.
- Tammy Flanagan