Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Best Dates to Retire 2024

Looking forward to moving on next year? Here’s a calendar showing optimal dates.

  • Tammy Flanagan
Pay & Benefits

A Question of Survival

Two questions, actually, from readers about survivor benefits. 

  • Tammy Flanagan
Pay & Benefits

FERS, MRA+10, FEHB and more

An acronymic Q&A with readers.

  • Tammy Flanagan
Pay & Benefits

Working and retiring in tandem

Married feds have some unique issues to consider.

  • Tammy Flanagan
Pay & Benefits

Solving the phased retirement puzzle

What can you expect in actual income?

  • Tammy Flanagan
Pay & Benefits

How phased retirement works

The ins and outs of a program that a lot of feds are curious about.

  • Tammy Flanagan
Pay & Benefits

Reconsidering a reduced retirement

A further exploration of what’s known as MRA+10.

  • Tammy Flanagan
Featured eBooks
The 2023 Top 100 and the State of Federal Markets
Digital Transformation
The Transformation of Government Services
Pay & Benefits

When you need to get the most out of your benefits: part three

The final installment in a series about dealing with serious situations.

  • Tammy Flanagan
Pay & Benefits

When you need to get the most out of your benefits: part two

The second in a series about dealing with serious situations.

  • Tammy Flanagan
Pay & Benefits

When you need to get the most out of your benefits: part one

The first in a series on dealing with desperate situations.

  • Tammy Flanagan
Pay & Benefits

There are more Social Security benefits than you might think

And each comes with its own rules and stipulations. 

  • Tammy Flanagan
Pay & Benefits

4 things to do to get ready for your first year of retirement

Be strategic and be prepared.

  • Tammy Flanagan
Pay & Benefits

Tips for juggling different retirement systems

Did you know there’s a separate retirement system for employees on military bases in self-funding "morale, welfare and recreation" operations?

  • Tammy Flanagan
Pay & Benefits

How Social Security became less generous

And why the trend might continue in the years ahead. 

  • Tammy Flanagan
Featured eBooks
The 2023 Top 100 and the State of Federal Markets
Digital Transformation
The Transformation of Government Services
Pay & Benefits

Only You Can Ensure a Comfortable Retirement

Saving and investing over the long haul is key.

  • Tammy Flanagan
Pay & Benefits

A 4-Step Guide to Solving the Medicare-FEHB Puzzle

Piecing together the best solution for you.

  • Tammy Flanagan
Pay & Benefits

So Many TSP Choices

When it comes time to start taking Thrift Savings Plan disbursements, you have options. Lots of options.

  • Tammy Flanagan
Pay & Benefits

A New Retirement Resource

OPM offers a five-step guide to the sometimes confusing retirement process. 

  • Tammy Flanagan
Pay & Benefits

Your Guide to Virtual Retirement Resources

Advances in technology have made it easier to get educated on federal retirement benefits without leaving your computer.

  • Tammy Flanagan
Pay & Benefits

Social Security Facts and Myths

How much do you know about these key retirement benefits?

  • Tammy Flanagan