Author Archive

Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
The Best Time to Retire
When you choose to end your federal career could make a big difference in your retirement security.
- Tammy Flanagan
Turning On Your Benefits
The art of timing when you begin drawing on your various sources of income is key to ensuring a comfortable retirement.
- Tammy Flanagan
The Numbers That Matter in 2021
Do figures like 300, $172,500 and 1.3% mean anything to you?
- Tammy Flanagan
A Good Time for Some Long Term Thinking
The COVID-19 pandemic provides a sobering reminder of the potential need for long-term care.
- Tammy Flanagan
Looking for a Medicare Advantage
There’s a new type of FEHBP plan worth considering this open season.
- Tammy Flanagan
Tips for Getting the Most Out of Your Retirement Benefits
Advice on assessing the options available to you.
- Tammy Flanagan
Open Season is Open for Business
Tips for assessing your insurance options.
- Tammy Flanagan
Retirement Gets Real: The Final To-Do List
Make sure you take care of these items of business before your departure date.
- Tammy Flanagan
Beyond the Money: Finding the Right Retirement Mindset
How to mentally prepare to leave the working world behind.
- Tammy Flanagan
Get Real About How Much Money You’ll Have in Retirement
The importance of estimating your net income.
- Tammy Flanagan
Will Signing Up for Medicare Save You Money and Improve Your Care?
Like most things health care related, it’s complicated.
- Tammy Flanagan
Medicare and Open Season
Here’s some information to help you make some very important decisions.
- Tammy Flanagan
Will There Be an End-of-Year Retirement Exodus?
If so, there may be bottlenecks in retirement processing.
- Tammy Flanagan
The Case for Waiting to Retire
Even for those who’ve decided they want to go next year and are at the higher end of the pay scale, it can pay to be patient.
- Tammy Flanagan
Rethinking Retirement During a Pandemic
It’s clear that fewer people are moving on this year, which isn’t exactly a surprise.
- Tammy Flanagan
Best Dates to Retire Q&A
A look at the details of what makes one day better than another.
- Tammy Flanagan
Best Dates to Retire 2021
Our annual look at the optimum days to bid farewell to a career in government.
- Tammy Flanagan
You Get a Lot More Than a Retirement Benefit
Federal employees and retirees have a variety of insurance options to choose from, too.
- Tammy Flanagan
Weighing the Retirement Tradeoffs
Effective planning for your future requires making a series of key decisions.
- Tammy Flanagan
What You Need to Know About CSRS Offset
For those feds covered by the Civil Service Retirement System and Social Security, calculating retirement benefits can get complicated.
- Tammy Flanagan