Author Archive

Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Best Dates to Retire 2024
Looking forward to moving on next year? Here’s a calendar showing optimal dates.
- Tammy Flanagan
A Question of Survival
Two questions, actually, from readers about survivor benefits.
- Tammy Flanagan
Working and retiring in tandem
Married feds have some unique issues to consider.
- Tammy Flanagan
Solving the phased retirement puzzle
What can you expect in actual income?
- Tammy Flanagan
How phased retirement works
The ins and outs of a program that a lot of feds are curious about.
- Tammy Flanagan
Reconsidering a reduced retirement
A further exploration of what’s known as MRA+10.
- Tammy Flanagan
When you need to get the most out of your benefits: part three
The final installment in a series about dealing with serious situations.
- Tammy Flanagan
When you need to get the most out of your benefits: part two
The second in a series about dealing with serious situations.
- Tammy Flanagan
When you need to get the most out of your benefits: part one
The first in a series on dealing with desperate situations.
- Tammy Flanagan
There are more Social Security benefits than you might think
And each comes with its own rules and stipulations.
- Tammy Flanagan
4 things to do to get ready for your first year of retirement
Be strategic and be prepared.
- Tammy Flanagan
Tips for juggling different retirement systems
Did you know there’s a separate retirement system for employees on military bases in self-funding "morale, welfare and recreation" operations?
- Tammy Flanagan
How Social Security became less generous
And why the trend might continue in the years ahead.
- Tammy Flanagan
Only You Can Ensure a Comfortable Retirement
Saving and investing over the long haul is key.
- Tammy Flanagan
A 4-Step Guide to Solving the Medicare-FEHB Puzzle
Piecing together the best solution for you.
- Tammy Flanagan
So Many TSP Choices
When it comes time to start taking Thrift Savings Plan disbursements, you have options. Lots of options.
- Tammy Flanagan
A New Retirement Resource
OPM offers a five-step guide to the sometimes confusing retirement process.
- Tammy Flanagan
Your Guide to Virtual Retirement Resources
Advances in technology have made it easier to get educated on federal retirement benefits without leaving your computer.
- Tammy Flanagan
Social Security Facts and Myths
How much do you know about these key retirement benefits?
- Tammy Flanagan