Despite two straight months of growth, every fund in the 401(k) style retirement program except the G Fund remains negative for the year.

Despite two straight months of growth, every fund in the 401(k) style retirement program except the G Fund remains negative for the year. Eightshot Studio/Getty Images

Thrift Savings Plan Funds Up for a Second Straight Month

Every fund in the federal government’s 401(k) style retirement plan saw gains in November, but most still remain in the negative for the year.

After a strong October, every portfolio in the Thrift Savings Plan was in the black in November, a second straight month of growth.

The international stocks of the I Fund were the biggest winners in October, seeing an increase of 13.72%. The G Fund increased 0.35%, and the fixed income F Fund rebounded after a rough October, increasing 3.70%.

The common stocks of the C Fund were up 5.58% in November, and the S Fund’s small- and mid-size businesses increased 3.59%.

The G Fund, the only fund in the black for the year, has a gain of 2.65% with one month left to go in 2022.

Every TSP lifecycle (L) fund posted gains for the second straight month. 

The L Income fund was up 2.41% in November; L 2025 3.62%; L 2030 5.21%; L 2035 5.69%; L 2040 6.15%; L 2045 6.55%; L 2050 6.93%; L 2055 8.03%; L 2060 8.03%; L 2065 8.03%.

Despite two straight months of growth, every fund in the 401(k) style retirement program except the G Fund remains negative for the year.

Since January, the F Fund is down 2.65%; C Fund 12.26%; I Fund 12.32%. The S Fund is the biggest loser so far this year, suffering a 21.09% drop in 2022 so far.

Every L Fund has dropped since January as well. The L Fund is down 1.82%; L 2025 5.16%; L 2030 7.89%; L 2035 8.98%; L 2040 10%; L 2045 10.94%; L 2050 11.78%; L 2055 13.73%; L 2060 13.74%; L 2065 13.75%.