Retirement Benefits
TSP funds were back in the black in August
After two months of stock market slowdowns, the federal government’s 401(k)-style retirement savings program saw each of its offerings increase in value again.
Want to retire at the end of 2026? Start planning now
OPM is still working through a sizable retirement backlog, and year-end retirees have plenty to sort out before they leave federal service.
Life happened. Now what about your retirement benefits?
From reemployment to remarriage, life after federal service can bring changes that affect your annuity, insurance and survivor benefits.
Before you take money out of your TSP, weigh these trade-offs
A withdrawal can affect everything from your tax bill and Medicare premiums to how long your savings last and what your heirs receive.
Former feds have a new way to find their personnel files
OPM’s new online service helps separated employees access records they may need years after leaving government.
TSP investments continued to tumble in July
Nearly all of the portfolios in the federal government’s 401(k)-style retirement savings program lost value last month.
Why your retirement experience may depend more on the agency than the benefit
Federal retirees interact with OPM, the Thrift Savings Plan and Social Security at different stages of retirement. Their latest performance data reveals starkly different customer service experiences and highlights where delays remain most likely.
OPM moves to implement long-awaited retirement fix for federal first responders
The First Responders Fair RETIRE Act, which ensures federal workers can stay on accelerated mandatory retirement schedules even if they transfer to another due to injury, was signed into law in 2022.
No more paper: Navigating OPM’s new digital retirement process
As the Office of Personnel Management completes its transition away from paper, federal employees and retirees must adapt to a streamlined — but strictly digital — process for securing their benefits.
Some TSP funds faltered in June
Following two straight months of gains, the federal government’s 401(k)-style retirement savings program posted a more muted performance last month.
The Medicare question federal retirees can’t ignore anymore
New projections for Medicare Part B costs are sharpening a familiar but increasingly expensive decision for federal retirees: whether Medicare enhances FEHB coverage enough to justify the added premium, or simply shifts where the costs show up.
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Why Social Security’s funding gap matters to federal retirement
Most federal employees under FERS rely on Social Security as part of retirement. The latest trustees report suggests the choices to preserve full benefits are getting tougher.
A record number of feds are retiring. Will that slow your claim?
New OPM data offers clues about processing times, potential delays and why retiring employees may need a larger financial cushion than expected.
TSP funds kept climbing in May
Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value last month.
What retiring feds should do before asking for help
Clear timelines, complete records and focused questions can make retirement problems easier to resolve, especially as agencies face mounting workloads.
What federal employees get wrong about divorce and retirement
Errors involving survivor benefits, health coverage and court orders can create financial problems years after a marriage ends.
More GLP-1 options are coming for federal retirees, but they come with a catch
A new Medicare program launching July 1 broadens access to drugs like Zepbound and Foundayo, but federal annuitants need to know how the $50 copay will affect their catastrophic limits.
Waiting to retire could be worth thousands of dollars
Before you rush out the door, consider how a few more years of service can permanently boost your FERS annuity and Social Security benefits.
Weighing the costs and trade-offs of suspending FEHB for Medicare Advantage
COMMENTARY | An analysis of two markets shows some commercial plans provide the lowest estimated yearly costs, but federal annuitants must consider the required trade-offs like prior authorization and provider access.
TSP funds returned to growth in April
Each of the portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.
