Since January, the F Fund has lost 0.35%. SANALRENK/Getty Images
Most TSP funds decline again in October
Just two of the core portfolios in the federal government’s 401(k)-style retirement savings program finished last month in the black.
For the second straight month, most offerings in the federal government’s 401(k)-style retirement savings program lost value, reflecting continued volatility across the economy.
Only the fixed income (F) fund, and the G Fund, which is made up of government securities, posted gains in October. The F Fund grew 2.47%, while the G Fund increased by its statutorily mandated rate of 0.46%.
Since January, the F Fund has lost 0.35%; the G Fund has gained 3.89%.
The common stocks of the C Fund finished October 0.87% in the red, bringing its 2026 performance down to 11.75%. And the small- and mid-size businesses of the S Fund fell 0.40% last month; since January, the S Fund has increased 11.17% in value.
The international investments in the I Fund lost 2.89% last month. So far this year, the I Fund is 13.09% in the black.
Among the TSP’s lifecycle (L) funds, which shift toward more conservative investments as participants approach retirement, only the L Income Fund, designed for those who have already begun making withdrawals, gained value in October. That fund grew 0.02%; the L 2030 Fund lost 0.45%; L 2035, 0.71%; L 2040, 0.82%; L 2045, 0.91%; L 2050, 1.01%; L 2055, 1.48%; L 2060, 1.48%; L 2065, 1.48%; L 2070, 1.48%; and L 2075, 1.48%.
Since January, the L Income Fund has increased 6.06%; L 2030, 8.43%; L 2035, 9.24%; L 2040, 9.69%; L 2045, 10.08%; L 2050, 10.49%; L 2055, 12.17%; L 2060, 12.17%; L 2065, 12.17%; L 2070, 12.16%; and L 2075, 12.16%.