Author Archive
Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Postponing retirement problems: Part 2
Federal law trumps what might seem to make the most sense.
- Tammy Flanagan
Postponing retirement problems: Part 1
It’s important to know the difference between a postponed retirement and a deferred retirement.
- Tammy Flanagan
Resigning instead of retiring
How you leave the federal government matters when it comes to benefits.
- Tammy Flanagan
Before asking for help, know the rules
Coordinating Medicare and the Federal Health Benefits Program can be hard to navigate without the right information.
- Tammy Flanagan
The state of retiring and retired women
As we celebrate the accomplishments and contributions of American women during Women's History Month, let’s also take a moment to reflect on their retirement status.
- Tammy Flanagan
The TSP savings rate is up, but so are the number of TSP loans
Answers to some of your questions about the government’s 401(k)-style retirement plan.
- Tammy Flanagan
Slam the Scam
Some tips for avoiding scams and resources for help if you become victim to a scam artist.
- Tammy Flanagan
Saving for retirement
Retirement planning is a lifelong learning affair and begins with the first day on the job.
- Tammy Flanagan
Here’s how to find the information you need when planning for retirement
When it comes to leaving federal employment to transition to retirement, there are important decisions that must be made, and it is vital to know the difference between fact, fiction and rumor.
- Tammy Flanagan
Getting ready for tax season
Some tax tips to consider as you plan for life after your federal career.
- Tammy Flanagan
Did you know this about the TSP?
Learn a little more about the government’s 401(k)-style retirement plan.
- Tammy Flanagan
Crafting your perfect retirement exit strategy
These pre-retirement tasks can help ensure a smooth transition.
- Tammy Flanagan
Tips for recent retirees
There may be a few bumps along the way, but don’t panic.
- Tammy Flanagan
Doublecheck your TSP beneficiary designations
The federal government’s 401(k)-style retirement plan changed some rules around contingent beneficiaries in 2022.
- Tammy Flanagan
What you need to know about the Social Security Earnings Test
When picking a date to start claiming your Social Security benefits, timing is everything.
- Tammy Flanagan
New year, new benefit changes
Some 2024 changes that may benefit federal employees and retirees.
- Tammy Flanagan
Planning a career change in 2024?
If a new career outside of the federal workforce is on your list of resolutions, here are a few things you need to know about your benefits.
- Tammy Flanagan
End of the year retirement: Now what?
As OPM readies for its influx of new retirement applications, here are some insights on the early ins and outs of the retirement process.
- Tammy Flanagan
MSPB finally rules on OPM apportioning the Retiree Annuity Supplement
Starting in 2016, an OPM rule change allowed the divorced spouses of federal retirees to claim a portion of their annuity supplement. Now, after having a quorum for the first time in five years, the MSPB has stepped in to address the rule.
- Tammy Flanagan
TSP and the magic of compound interest
A few things to consider when deciding if you should contribute to the Thrift Savings Plan.
- Tammy Flanagan