Retirement Planning

No, Your Retirement Investments Aren’t Insured

Planning for your post-work future involves managing risk.

  • Tammy Flanagan

When Collecting Your Retirement Benefit Means Proving You’re Not Dead

Sometimes, OPM requires proof of life.

  • Tom Shoop and Tammy Flanagan

Keep an Eye on These Potential Benefits Changes

Some adjustments are already on the way, and others are on the drawing board.

  • Tammy Flanagan

How Changes to Medicare Part D Will Impact Federal Annuitants

The new reforms might be worth giving it a second look, one expert says.

  • Kevin Moss

There’s No Turning Back From Some Retirement Choices

Certain benefits decisions are irrevocable.

  • Tammy Flanagan

When to Leave to Get Paid the Most for Your Leave

The pros and cons of working all the way to the end of the federal leave year.

  • Tammy Flanagan

What Not To Do With Your TSP Account

Be careful about borrowing from your retirement investments. 

  • Tammy Flanagan

If You Do Nothing Else to Plan for Retirement, Do This

Don’t turn away free money.

  • Tammy Flanagan

Don’t Overlook This Unloved Fund When Investing in the TSP

TSP participants can consider it another potential way to diversify a growth-oriented strategy.

  • W. Lee Radcliffe

Waiting For That First Retirement Check

A primer on processing, payments and patience for those looking forward to getting their benefits. 

  • Tammy Flanagan

Who Can and Can’t Get Coverage Under Your Health Insurance

OPM doesn’t know how many people with FEHB coverage are actually ineligible for the program.

  • Tammy Flanagan

Retiree Benefit Changes for 2023

COLAs, earnings limits and more.

  • Tammy Flanagan

Employee Benefit Changes for 2023

How new pay rates, Social Security earnings limits and other factors could affect your retirement planning. 

  • Tammy Flanagan
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Tammy’s Top 12 Tips of 2022

Our Retirement Planning columnist’s best pieces of advice over the course of the year. 

  • Tammy Flanagan

Hitting the Road to Retirement

The path from filing your paperwork to getting your full benefits can be long and winding. 

  • Tammy Flanagan

Three Things To Do Before Open Season Ends

There’s still time to make changes. 

  • Tammy Flanagan

Open Questions About Open Season

Sorting out options for federal health insurance and Medicare can be tricky.

  • Tammy Flanagan

Thrift Savings Plan Funds Up for a Second Straight Month

Every fund in the federal government’s 401(k) style retirement plan saw gains in November, but most still remain in the negative for the year.

  • Michael Gennaro

Health Insurance Options for Veterans

There are lots of choices, especially for those who have joined the civilian federal workforce.

  • Tammy Flanagan

The Benefits of Working After Retirement

Does an encore career suit you?

  • Tammy Flanagan

For Some, Retirement Just Means a Different Kind of Work

One path to financial security is to continue earning money after your federal career ends.

  • Tammy Flanagan