Play of the Day: How Payday Lenders Outsmart The Government

It is pretty clear that payday loans are bad, at times charging astronomical interest rates and trapping people in a cycle of debt. But if this industry is so rife with abuse, why hasn't the government stepped in to regulate it? Turns out, it has tried.

Plus: Laughter can help boost your immune system. Just one more reason to regularly watch Play of the Day.