Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Will There Be an End-of-Year Retirement Exodus?

If so, there may be bottlenecks in retirement processing.

  • Tammy Flanagan
Pay & Benefits

The Case for Waiting to Retire

Even for those who’ve decided they want to go next year and are at the higher end of the pay scale, it can pay to be patient.

  • Tammy Flanagan
Pay & Benefits

Rethinking Retirement During a Pandemic

It’s clear that fewer people are moving on this year, which isn’t exactly a surprise.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire Q&A

A look at the details of what makes one day better than another.

  • Tammy Flanagan
Pay & Benefits

Best Dates to Retire 2021

Our annual look at the optimum days to bid farewell to a career in government.

  • Tammy Flanagan
Pay & Benefits

You Get a Lot More Than a Retirement Benefit

Federal employees and retirees have a variety of insurance options to choose from, too.

  • Tammy Flanagan
Pay & Benefits

Weighing the Retirement Tradeoffs

Effective planning for your future requires making a series of key decisions.

  • Tammy Flanagan
Featured eBooks
Best Dates to Retire 2021
How the Cloud is Helping the Government’s Pandemic Response
Cybersecurity in State and Local Government
Pay & Benefits

What You Need to Know About CSRS Offset

For those feds covered by the Civil Service Retirement System and Social Security, calculating retirement benefits can get complicated.

  • Tammy Flanagan
Pay & Benefits

Be Careful of Who is Providing Your Retirement Advice

If they’re pushing alternatives to federal benefits like survivor annuities, be wary.

  • Tammy Flanagan
Pay & Benefits

Retirement Facts and Feelings: A Quiz

Some of the answers might surprise you.

  • Tammy Flanagan
Pay & Benefits

How Your Benefits Have Changed Recently

To address the effects of the coronavirus pandemic, the government has loosened restrictions on several federal employee benefits programs.

  • Tammy Flanagan
Pay & Benefits

5 Questions You Need to Ask Yourself Right Now

Federal employees need to be financially ready in case they’re affected by the coronavirus pandemic.

  • Tammy Flanagan
Pay & Benefits

5 Not-So-Fun Facts About Federal Retirement

A word to the wise about survivor benefits, taxes, insurance and more.

  • Tammy Flanagan
Pay & Benefits

Burning Benefits Questions

A summertime Q&A featuring hot issues involving federal retirement benefits.

  • Tammy Flanagan
Featured eBooks
Best Dates to Retire 2021
How the Cloud is Helping the Government’s Pandemic Response
Cybersecurity in State and Local Government
Pay & Benefits

Myths, Misunderstandings and Managing Your Money

A look back at some important columns you might’ve missed from earlier this year.

  • Tammy Flanagan
Pay & Benefits

Cracking the Retirement Code

Deciphering the all-important Standard Form 50.

  • Tammy Flanagan
Pay & Benefits

More Retirement Myth Busting

Some additional common misperceptions and half-truths.

  • Tammy Flanagan
Pay & Benefits

Retirement Myth Busting

A look at some common misperceptions.

  • Tammy Flanagan
Pay & Benefits

Social Security Services and Scams

What you need to know about recent changes in agency operations and ongoing fraud schemes.

  • Tammy Flanagan
Pay & Benefits

Splitting Up and Splitting Benefits

In the federal retirement world, divorces can be complicated.

  • Tammy Flanagan