Author Archive

Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Second Thoughts on Retiring This Year
Inflation makes a would-be retiree feel like a deer in the headlights.
- Tammy Flanagan
‘It’s Time For Me To Go Fishing’
The first steps to take after you’ve decided to retire.
- Tammy Flanagan
Social Security, COLAs, Earnings Limits and More
Answers to reader questions on pressing issues.
- Tammy Flanagan
The Difference Between a COLA and a Pay Raise
And why you won’t get the full effect of either if you retire on Dec. 31, 2022.
- Tammy Flanagan
Life Insurance for Retirees
The rules and options for continuing coverage into retirement.
- Tammy Flanagan
Figuring Out How Much Life Insurance You Need
It depends on several factors.
- Tammy Flanagan
The Rewards of Giving and Receiving Great Public Service
They’re not just financial.
- Tammy Flanagan
When the Sum in a Lump Sum Payment Falls Short
Some employees who retired at the end of last year got smaller payments than expected.
- Tammy Flanagan
When to Leave to Maximize Your Lump Sum Annual Leave Payment
The best dates to retire in the coming years to get the most out of what you’re owed for unused time off.
- Tammy Flanagan
Why So Many People Retire at the End of the Leave Year
It’s all about lump-sum payments.
- Tammy Flanagan
How You Can Get Better Customer Service
Tips on getting the result you’re looking for when you reach out for help.
- Tammy Flanagan
These Agencies Are Trying To Get Better at Providing Retirement Services
Three key organizations are working to improve the customer experience of federal employees and retirees.
- Tammy Flanagan
The Numbers That Matter in 2022
Key figures that might affect your retirement planning this year.
- Tammy Flanagan
4 Women Who Shaped Modern Retirement
Stories of pioneers in creating the federal government’s retirement safety net, and reaping its benefits.
- Tammy Flanagan
Postal Reform Measure Could Affect All Federal Retirees’ Health Benefits
Law requires postal retirees to enroll in Medicare.
- Tammy Flanagan
The Normal Retirement Age May Be on the Way Up
It’s one way to help keep Social Security solvent.
- Tammy Flanagan
Make a Plan to Save, and Watch Your Money Grow
Setting a goal and sticking to it is the path to a comfortable retirement.
- Tammy Flanagan
What to Consider When Considering Disability Insurance
Look before you leap into buying a short- or long-term policy.
- Tammy Flanagan
Why Don’t Feds Get Disability Insurance?
Uncle Sam provides other options.
- Tammy Flanagan