Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Mixed reactions to Medicare Part D in the FEHB

It's been almost five months since Part D was incorporated into many Federal Employees Health Benefit plans. How is it being received?

Pay & Benefits

Essential things to know about your Social Security benefit: Part 2

Social Security, along with the FERS basic retirement benefit and the Thrift Savings Plan, can provide the financial security you will need during your life after retirement.  

Pay & Benefits

Essential things to know about your Social Security benefit: Part 1

It is important to keep up with Social Security changes that can have an impact on your current and future benefits.

Pay & Benefits

Postponing retirement problems: Part 1

It’s important to know the difference between a postponed retirement and a deferred retirement. 

Pay & Benefits

Resigning instead of retiring

How you leave the federal government matters when it comes to benefits.

Pay & Benefits

Before asking for help, know the rules

Coordinating Medicare and the Federal Health Benefits Program can be hard to navigate without the right information.

Pay & Benefits

The state of retiring and retired women

As we celebrate the accomplishments and contributions of American women during Women's History Month, let’s also take a moment to reflect on their retirement status.

Pay & Benefits

The TSP savings rate is up, but so are the number of TSP loans

Answers to some of your questions about the government’s 401(k)-style retirement plan.

Pay & Benefits

Slam the Scam

Some tips for avoiding scams and resources for help if you become victim to a scam artist.

Pay & Benefits

Saving for retirement

Retirement planning is a lifelong learning affair and begins with the first day on the job.

Pay & Benefits

Here’s how to find the information you need when planning for retirement

When it comes to leaving federal employment to transition to retirement, there are important decisions that must be made, and it is vital to know the difference between fact, fiction and rumor.

Pay & Benefits

Getting ready for tax season

Some tax tips to consider as you plan for life after your federal career.

Pay & Benefits

Did you know this about the TSP?

Learn a little more about the government’s 401(k)-style retirement plan.

Pay & Benefits

Tips for recent retirees

There may be a few bumps along the way, but don’t panic.

Pay & Benefits

Doublecheck your TSP beneficiary designations

The federal government’s 401(k)-style retirement plan changed some rules around contingent beneficiaries in 2022.

Pay & Benefits

What you need to know about the Social Security Earnings Test

When picking a date to start claiming your Social Security benefits, timing is everything.

Pay & Benefits

New year, new benefit changes

Some 2024 changes that may benefit federal employees and retirees.