Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

The Case for Waiting to Retire

Even for those who’ve decided they want to go next year and are at the higher end of the pay scale, it can pay to be patient.

Pay & Benefits

Rethinking Retirement During a Pandemic

It’s clear that fewer people are moving on this year, which isn’t exactly a surprise.

Pay & Benefits

Best Dates to Retire Q&A

A look at the details of what makes one day better than another.

Pay & Benefits

Best Dates to Retire 2021

Our annual look at the optimum days to bid farewell to a career in government.

Pay & Benefits

You Get a Lot More Than a Retirement Benefit

Federal employees and retirees have a variety of insurance options to choose from, too.

Pay & Benefits

Weighing the Retirement Tradeoffs

Effective planning for your future requires making a series of key decisions.

Pay & Benefits

What You Need to Know About CSRS Offset

For those feds covered by the Civil Service Retirement System and Social Security, calculating retirement benefits can get complicated.

Pay & Benefits

Be Careful of Who is Providing Your Retirement Advice

If they’re pushing alternatives to federal benefits like survivor annuities, be wary.

Pay & Benefits

How Your Benefits Have Changed Recently

To address the effects of the coronavirus pandemic, the government has loosened restrictions on several federal employee benefits programs.

Pay & Benefits

5 Questions You Need to Ask Yourself Right Now

Federal employees need to be financially ready in case they’re affected by the coronavirus pandemic.

Pay & Benefits

5 Not-So-Fun Facts About Federal Retirement

A word to the wise about survivor benefits, taxes, insurance and more.

Pay & Benefits

Burning Benefits Questions

A summertime Q&A featuring hot issues involving federal retirement benefits.

Pay & Benefits

Myths, Misunderstandings and Managing Your Money

A look back at some important columns you might’ve missed from earlier this year.

Pay & Benefits

Social Security Services and Scams

What you need to know about recent changes in agency operations and ongoing fraud schemes.