Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Best Dates to Retire 2022

The annual calendar showing optimal days to move on from government. 

  • Tammy Flanagan
Pay & Benefits

Four Rules for Picking a Retirement Date

A guide to deciding exactly when to move on. 

  • Tammy Flanagan
Pay & Benefits

Life Insurance Premiums Are Changing

New rates are coming to FEGLI in October. 

  • Tammy Flanagan
Pay & Benefits

When Time and Funds Run Out

The Social Security and Medicare trust funds are projected to be insolvent in a few years. What can be done about it?

  • Tammy Flanagan
Pay & Benefits

Sorry, These Retirement Rumors Just Aren’t True

If it sounds too good to be true—well, you know the rest. 

  • Tammy Flanagan
Pay & Benefits

When It’s Time to Retire, Be Ready for Things to Go Wrong

Hope for the best, but prepare for the worst when you file your retirement papers.

  • Tammy Flanagan
Pay & Benefits

Why Does it Take So Long to Get Your Benefits?

It’s a paper-intensive process, and mistakes can cause delays.

  • Tammy Flanagan
Featured eBooks
The Business Case for IRS Transformation
Cloud Security
AI & Autonomy
Pay & Benefits

Making Sense of Medicare Advantage

Should you be among the growing number of retirees who are opting for these plans over traditional Medicare?

  • Tammy Flanagan
Pay & Benefits

How Matching Pays Off in the TSP

A guaranteed way to increase your Thrift Savings Plan balance.

  • Tammy Flanagan
Pay & Benefits

Go Ahead, Retire Early. But It'll Cost You

There are no loopholes in the federal early retirement options.

  • Tammy Flanagan
Pay & Benefits

Inflation and the Great COLA Countdown of 2021

For the first time in recent memory, the annual cost-of-living adjustment for federal retirement benefits could increase significantly.

  • Tammy Flanagan
Pay & Benefits

Leaving as Soon as You Can

It’s possible to retire early from government with as little as 10 years of service. But it’ll cost you.

  • Tammy Flanagan
Pay & Benefits

Leaving Government Now and Retiring Later

The ins and outs of deferred or postponed retirement.

  • Tammy Flanagan
Pay & Benefits

Fighting for the Right to Your Benefits

Federal employees meet virtually with lawmakers to make their voices heard on compensation issues.

  • Tammy Flanagan
Featured eBooks
The Business Case for IRS Transformation
Cloud Security
AI & Autonomy
Pay & Benefits

The Trickiest Retirement Decision You’ll Have to Make

Hint: It’s not picking a date or deciding when to take Social Security.

  • Tammy Flanagan
Pay & Benefits

See If You Can Pass the Retirement Readiness Test

An assessment of your preparedness level.

  • Tammy Flanagan
Pay & Benefits

A Mid-Year Chance to Lower Your Taxable Income

For the second year in a row, feds get more flexibility in their flexible spending accounts.

  • Tammy Flanagan
Pay & Benefits

Long Term Care Insurance and the Pandemic Age

The grim news about nursing homes over the past year has caused many people to contemplate their own future needs.

  • Tammy Flanagan
Pay & Benefits

Milestones on the Path to Financial Security in Retirement

If you work in government, there are several moments in your life when you’ll face key decisions about your eventual retirement.

  • Tammy Flanagan
Pay & Benefits

5 Things To Know About Supplemental Retirement Benefits

The ins and outs of the FERS supplement.

  • Tammy Flanagan