Author Archive

Tammy Flanagan

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Pay & Benefits

Splitting Up and Splitting Benefits

In the federal retirement world, divorces can be complicated.

  • Tammy Flanagan
Pay & Benefits

What Happens to My Retirement If I Resign?

Answers to this and other hypothetical questions.

  • Tammy Flanagan
Pay & Benefits

How Long Does It Take To Get a TSP Withdrawal?

A look at the process of taking money out of your retirement savings.

  • Tammy Flanagan
Pay & Benefits

When Can You Afford to Retire?

Questions to ask yourself if you’re considering early retirement.

  • Tammy Flanagan
Pay & Benefits

The Value of an Annuity Supplement

How the FERS supplement is calculated, and when it can be reduced.

  • Tammy Flanagan
Pay & Benefits

A Frequently Misunderstood Benefit

A look at the FERS supplement.

  • Tammy Flanagan
Pay & Benefits

Long Term Peace of Mind

A look at how the long term care insurance process plays out.

  • Tammy Flanagan
Featured eBooks
Building the Workforce Government Needs
Law Enforcement and Security Tech
The Future of The Army
Pay & Benefits

The Best Date to Start Taking Social Security Benefits

A reader poses a question that’s trickier than it seems.

  • Tammy Flanagan
Pay & Benefits

In Case You’re Wondering What You’d Make in Retirement

It’s fairly easy to calculate your own estimate of your benefit.

  • Tammy Flanagan
Pay & Benefits

How (Not) to Manage Your TSP During a Pandemic

Now is not the time to panic, even if you’re close to retirement.

  • Tammy Flanagan
Pay & Benefits

How (Not) to Retire During a Pandemic

Now is not the best time to leave.

  • Tammy Flanagan
Pay & Benefits

Retirement Considerations for Women

Women are more likely to experience a savings shortfall.

  • Tammy Flanagan
Pay & Benefits

Protect Yourself, Your Money and Your Benefits From Scammers

There are things you should know about securing your retirement benefits and savings, Medicare and Social Security benefits.

  • Tammy Flanagan
Pay & Benefits

Staying Healthy Can Pay Off, In Cash

Not only does paying attention to wellness make for a more enjoyable retirement, it can help you get rewards from your health insurance plan.

  • Tammy Flanagan
Featured eBooks
Building the Workforce Government Needs
Law Enforcement and Security Tech
The Future of The Army
Pay & Benefits

Setting the Retirement Process in Motion

You’ve met your retirement goals. Now it’s time to start the countdown.

  • Tammy Flanagan
Pay & Benefits

Keys to the TSP

Managing your Thrift Savings Plan account requires education and preparation.

  • Tammy Flanagan
Pay & Benefits

Continuing Your Insurance Into Retirement

Answers to common questions about managing the multiple benefits available to you.

  • Tammy Flanagan
Pay & Benefits

Things You May Not Know About Annual Pay and Benefits Increases

The differences between COLAs and salary hikes.

  • Tammy Flanagan
Pay & Benefits

Your 2020 To-Do List

These resolutions could lead to a more financially secure retirement.

  • Tammy Flanagan
Pay & Benefits

The Index: 2020 Edition

A guide to the most important and relevant Retirement Planning columns of the past 14 years.

  • Tammy Flanagan