Author Archive
Austin Costello
Capital Financial Planners
Pay & Benefits
How tariffs and inflation may affect your TSP
Though the upheaval of tariff policy has riled the markets, here's what to consider for the potential impacts on the federal government’s 401(k)-style retirement savings program.
- Neil Cain and Austin Costello
Pay & Benefits
Can I afford an early retirement? 4 things to consider before making the leap
COMMENTARY | From return-to-office mandates to the reappearance of Schedule F, many feds may be finding themselves on a fast track to retirement whether they wanted it or not. But are they financially prepared? What planning should be done before considering an early federal retirement?
- Austin Costello
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The sunsetting of the Tax Cuts & Jobs Act: What federal employees need to know
COMMENTARY | Learn about the potential changes and start planning now to mitigate any adverse effects on your financial situation.
- Austin Costello
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The importance of a federal employee 'love letter'
COMMENTARY | This gesture of love and care for your beneficiaries can be a great resource after you are gone.
- Austin Costello
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How to use the ‘Bucket Strategy’ to optimize your retirement savings
COMMENTARY | There are ways to strategically withdraw money in retirement to make your funds last longer.
- Austin Costello
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The pitfalls of single-solution financial advisors
COMMENTARY | There is an increasing trend of companies advertising themselves as financial advisors or benefits centers targeting federal employees. Here’s how to find a holistic financial planning partner.
- Austin Costello
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Estate planning for federal employees: Maximize benefits and minimize taxes
Make sure to review and update your estate plan regularly to reflect changes in your financial situation and personal circumstances.
- Austin Costello
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Election years and the TSP
COMMENTARY | Investing during election years is an exercise in not letting your emotions drive your decisions, says one financial advisor.
- Austin Costello
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When do Roth conversions make sense for your retirement funds?
Paying federal taxes now may be better for you in the long run, explains one financial advisor.
- Austin Costello