Pay & Benefits

Did you know this about the TSP?

Learn a little more about the government’s 401(k)-style retirement plan.

Pay & Benefits

TSP and Required Minimum Distributions

Rules around these mandatory withdrawals changed under the Secure 2.0 Act.

Pay & Benefits

Federal retirement savings plan opens 2024 with a mixed bag

Only two of the five core funds within the federal government’s 401(k)-style retirement savings plan posted gains last month.

Pay & Benefits

Election years and the TSP

COMMENTARY | Investing during election years is an exercise in not letting your emotions drive your decisions, says one financial advisor.

Pay & Benefits

TSP portfolios end 2023 on a high note

Each of the funds in the federal government’s 401(k)-style retirement savings program finished December in the black.

Pay & Benefits

TSP and the magic of compound interest

A few things to consider when deciding if you should contribute to the Thrift Savings Plan.

Pay & Benefits

TSP portfolios rebounded in November

After three straight months where nearly every fund in the federal government’s 401(k)-style retirement savings program lost value, all funds finished last month in the black.

Pay & Benefits

TSP board OKs new international fund index, this time without China

A previous effort to move the I Fund to a broader benchmark index, which included investments in Chinese corporations, met opposition from the Trump administration and Republican lawmakers.

Pay & Benefits

TSP funds’ tumble continues into October

Once again, only one portfolio in the federal government’s 401(k)-style retirement savings program finished last month in the black.

Pay & Benefits

TSP: SECURE 2.0 Act contribution limit changes coming in 2026

The federal government’s 401(k)-style retirement savings program will use the entire two-year “transition period” to implement new rules governing how older workers can make catch-up contributions as they approach retirement.

Pay & Benefits

World Investor Week: Learn more and protect yourself

The global campaign promoted by the International Organization of Securities Commissions aims to raise awareness about the importance of investor education and protection.

Pay & Benefits

TSP funds continued to fall in September

For the second straight month, the vast majority of the portfolios in the federal government’s 401(k)-style retirement savings program declined in value.

Pay & Benefits

Most TSP portfolios stumbled in August

The only fund in the federal government’s 401(k)-style retirement savings program that finished last month in the black was the G Fund, which increases at a statutorily mandated rate each month.

Pay & Benefits

IRS announces two-year delay to TSP catch-up contribution changes

New rules requiring high-income 401(k) participants to make catch-up contributions only to Roth accounts will not take effect until 2026.

Pay & Benefits

TSP contribution limits will increase again next year, consultants predict

This would mark the third straight year that the federal government’s 401(k)-style retirement savings plan and similar private sector programs see a boost in their annual contribution limits.

Pay & Benefits

Do you know what your TSP is for?

When you were first hired, your retirement benefit may have been described to you as a three-legged stool: pension, Social Security, and TSP savings. One financial planner advises feds not to shortchange the last leg.

Pay & Benefits

Most TSP funds continued their upward trend in July

Only one of the portfolios in the federal government’s 401(k)-style retirement savings program ended last month in the red.

Pay & Benefits

TSP funds bounce back following debt limit uncertainty

Only one of the federal government’s 401(k)-style retirement savings plan’s portfolios finished June in the red.

Pay & Benefits

Saving for retirement in your TSP with a federal annuity: How much is enough?

Planning for retirement with a federal pension is different from planning for retirement without one.

Pay & Benefits

TSP Participants Sue Agency Over ‘Botched’ Recordkeeper Transition

A class action lawsuit filed last week alleges that the federal government’s 401(k)-style retirement savings program repeatedly failed to pay out participants’ withdrawal and loan requests for months following the transition to a new recordkeeping vendor.