Thrift Savings Plan
How to make the most of FERS, Social Security and your TSP
Understanding each part of your federal retirement can help you plan when and how to retire and avoid surprises.
Why your federal benefits may not protect your family the way you think
While federal employee benefits can assist beneficiaries in the event of a loved one's death, it's important to understand the rules of those plans and how to best seamlessly apply them to your survivors.
TSP in-plan Roth conversions: Are they right for you?
Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.
Roth in-plan conversions arrive for TSP, but consider tax implications first
Thrift Savings Plan participants need to carefully weigh the advantages and potential tax pratfalls of moving their balances to an after-tax investment strategy.
TSP investments begin 2026 in the black
Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value in January.
Domestic TSP funds falter to close out 2025
Most portfolios within the federal government’s 401(k)-style retirement savings program were flat last month.
TSP funds mostly flat in November
Though only one of the federal government’s 401(k)-style retirement savings program’s portfolios lost value last month, none exceeded 1% in returns.
Growth slowed in most TSP funds in October
Despite a slowing rate of return, last month still marked the third consecutive month in which all portfolios in the Thrift Savings Plan all increased in value.
Democrats introduce bill to ease TSP withdrawals, loans during shutdowns
The Emergency Relief for Federal Workers Act would clarify that lapses in appropriations qualify federal workers to take a hardship withdrawal from the federal government’s 401(k)-style retirement savings program and eliminate the associated 10% penalty in those instances.
Some good news for federal employees: TSP shows steady growth and healthy fund performance
The Thrift Savings Plan has surpassed $1 trillion in assets, providing steady returns in 2025.
TSP funds continue to tick upward in September
For a second consecutive month, all of the funds in the Thrift Savings Plan increased in value.
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All TSP funds were back in the black in August
The Thrift Savings Plan’s international investments rebounded last month after lagging behind other portfolios in July.
TSP funds post mixed returns in July
While domestic investments in the federal government’s 401(k)-style retirement savings program posted gains last month, its international fund faltered.
TSP funds continued their upward swing in June
Each of the portfolios in the federal government’s 401(k)-style retirement savings program gained value last month.
Tax-free…or not? Avoid these 4 Roth TSP mistakes
Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.
Think you're ready to tap your TSP? Here's what you might be missing
Before touching your Thrift Savings Plan funds, make sure you understand the rules—and the risks—you might not have planned for.
TSP funds rebound following months of losses
Only one portfolio in the federal government’s 401(k)-style retirement savings program finished May in the red.
Senator says VA is slow-footing benefits law, congresswoman wants a watchdog for Thrift Investment Board
Del. Eleanor Holmes Norton, D-D.C., has brought back legislation that would create an inspector general for the Federal Retirement Thrift Investment Board, while the Senate Veterans’ Affairs Committee’s ranking member argues the department is too slow in implementing legislation.
Domestic TSP funds continued to swoon in April
The federal government’s 401(k)-style retirement savings program continued to produce a mixed bag for participants last month.
Domestic TSP funds tumble amid government layoffs, tariff threats
Most of the portfolios in the federal government’s 401(k)-style retirement savings program finished March in the red.
