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California's Smart New Retirement Plan and the Industry That Opposes It

August 31, 2016 Today, half of American households have exactly zero retirement savings, not counting traditional pension plans, which are becoming ever less common, or Social Security. There are two basic reasons for this distressing state of affairs. The first is that many families don’t make enough to cover their basic living expenses....

Analysis: Why Cheap Regulation Creates Expensive Crises

May 10, 2013 When you get on a plane, you would prefer that it not catch fire in mid-air, right? You would feel better knowing that someone had checked out the plane's designs to make sure that it wouldn't spontaneously combust, yes? And you would hope that the person doing the checking was...

Software runs the world--how scared should we be that so much is bad?

August 8, 2012 FROM NEXTGOV arrow What do most people think of when they think of software? A decade ago, probably Microsoft Word and Excel. Today, it's more likely to be Gmail, Twitter, or Angry Birds. But the software that does the heavy lifting for the global economy isn't the apps on your smartphone. It's the...

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