Personnel agency clarifies policies for insuring adult children

The Office of Personnel Management has added guidance to its website on how health care reform will affect federal employees' adult children, clarifying that it will not begin covering dependents age 22 through 25 until Jan. 1, 2011.

"Though we are eager to provide coverage to young adults prior to January 1, the current law governing the [Federal Employees Health Benefits] Program specifically prohibits us from doing so," OPM wrote in the guidelines.

Currently federal employees' children qualify for FEHBP until they get married or turn 22, whichever comes first. But under the health care reform law President Obama signed in March, insurers will be required to offer dependents coverage until they turn 26.

That provision doesn't kick in until Sept. 23, 2010 -- six months after President Obama signed the law. Health insurance companies must start implementing the change on the first day of their subsequent plan year. A number of insurers have announced they will begin allowing adult children to stay on their parents' plans before the deadline. But because the FEHBP plan year begins on Jan. 1, OPM says it is blocked from implementing the coverage extension early.

Children who turn 22 before Jan. 1 do have an option, OPM reminded participants. The Temporary Continuation of Coverage Program will allow adult children to purchase insurance that will tide them over until they are eligible to reenroll under their parents' coverage on Jan. 1.

Stay up-to-date with federal news alerts and analysis — Sign up for GovExec's email newsletters.
FROM OUR SPONSORS
JOIN THE DISCUSSION
Close [ x ] More from GovExec
 
 

Thank you for subscribing to newsletters from GovExec.com.
We think these reports might interest you:

  • Going Agile:Revolutionizing Federal Digital Services Delivery

    Here’s one indication that times have changed: Harriet Tubman is going to be the next face of the twenty dollar bill. Another sign of change? The way in which the federal government arrived at that decision.

    Download
  • Cyber Risk Report: Cybercrime Trends from 2016

    In our first half 2016 cyber trends report, SurfWatch Labs threat intelligence analysts noted one key theme – the interconnected nature of cybercrime – and the second half of the year saw organizations continuing to struggle with that reality. The number of potential cyber threats, the pool of already compromised information, and the ease of finding increasingly sophisticated cybercriminal tools continued to snowball throughout the year.

    Download
  • Featured Content from RSA Conference: Dissed by NIST

    Learn more about the latest draft of the U.S. National Institute of Standards and Technology guidance document on authentication and lifecycle management.

    Download
  • GBC Issue Brief: The Future of 9-1-1

    A Look Into the Next Generation of Emergency Services

    Download
  • GBC Survey Report: Securing the Perimeters

    A candid survey on cybersecurity in state and local governments

    Download
  • The New IP: Moving Government Agencies Toward the Network of The Future

    Federal IT managers are looking to modernize legacy network infrastructures that are taxed by growing demands from mobile devices, video, vast amounts of data, and more. This issue brief discusses the federal government network landscape, as well as market, financial force drivers for network modernization.

    Download
  • eBook: State & Local Cybersecurity

    CenturyLink is committed to helping state and local governments meet their cybersecurity challenges. Towards that end, CenturyLink commissioned a study from the Government Business Council that looked at the perceptions, attitudes and experiences of state and local leaders around the cybersecurity issue. The results were surprising in a number of ways. Learn more about their findings and the ways in which state and local governments can combat cybersecurity threats with this eBook.

    Download

When you download a report, your information may be shared with the underwriters of that document.