The federal government verifies your identity today much the way it did twenty years ago. Confirm that a name, a date of birth, and a Social Security number belong together, check that combination against a handful of authoritative files, and treat a match as proof that the person is who they claim to be. It still relies on knowledge-based authentication and identity documents, while irrationally pushing payments out the door and trying to recover any errors later. In other words, "pay and chase."
That model was built for a threat much slower and less sophisticated than what we face today. Download this whitepaper to learn the path forward.