AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 81-90 of 562

Why Your Retirement Spending Estimates Are Probably Wrong

October 8, 2015 This week, I thought it would be interesting to conduct a roundtable interview with five financial planners who work with federal employees. I spoke with Diana Davis from Money Concepts; Karen P. Schaeffer with KarenSchaeffer Financial, LLC; Micah Shilanski at Shilanski & Associates Inc.; Kristina E. M. Sturgis, with Valenstein...

Who Can You Trust?

October 1, 2015 The Thrift Savings Plan recently sent a brochure to agencies offering guidance for choosing vendors for financial planning events. But federal employees face a similar challenge—finding qualified financial advisors who act in a worker’s best interest as they consider what to do with the TSP after retirement and how to...

Be Ready for the Long Term

September 24, 2015 A few weeks ago, I shared a “Dear Kids” letter from a father to his adult children about the importance of planning for retirement. As I was thinking about that letter, I realized it’s also a good idea to let your family know how you’re preparing for long term care...

Beware of Hucksters

September 17, 2015 I’ve conducted a lot of retirement planning seminars over the course of my career. I’ve taught at least 3,000 federal employees the basics about their benefits in the past year -- over 100,000 during my career. There aren’t very many of us who conduct such classes for federal employees, so...

Risk and Retirement: Managing Your TSP Investment

September 10, 2015 A new law requires the Thrift Savings Plan to invest the automatic contributions of recently hired federal employees into an age-appropriate lifecycle fund. Eric Katz outlined this change to the TSP under the Smart Savings Act, which President Obama signed into law in December 2014. The G Fund previously was...

Pay Attention: Nobody Else Is Going to Fund Your Future

September 3, 2015 It's never too early to start planning for retirement. I recently was copied on a letter from a dad (federal employee, Scott Stoddard) to his four children after a recent family reunion. Here is what he said: Dear Kids, Please seek retirement counseling ASAP–as early on in your career as...

Best Dates to Retire 2016

August 27, 2015 Download the Best Dates to Retire 2016 Calendar Are you financially ready to retire? Will all of your sources of retirement income -- federal retirement benefits, Social Security, Individual Retirement Accounts and other savings -- cover your ongoing expenses? Will you be able to make them last for the next...

Quiz: How Ready Are You To Retire?

August 20, 2015 More and more federal employees are taking a hard look at just how ready they are to retire. If you’re among this group (or even if you’re not -- yet), we’ve developed a tool that can help you figure out where you stand. The Retirement Readiness Assessment debuted last year,...

The High Cost of Health Coverage

August 13, 2015 Last week, we looked at some expenses to watch out for in retirement. This week, let’s explore one area in which you can be almost certain your costs will increase over time: health care. There are several reasons why this is the case: Many Americans are going to live a...

Let’s Get Real About Costs

August 6, 2015 There’s a common belief that retirees can live on a lot less money than active employees. The truth, unfortunately, is more complicated. The good news about retirement is that some of the deductions from your earned income go away. You won’t be saving for retirement, so you won’t have funds...

Thank you for subscribing to newsletters from GovExec.com.
We think these reports might interest you:

  • Forecasting Cloud's Future

    Conversations with Federal, State, and Local Technology Leaders on Cloud-Driven Digital Transformation

    Download
  • The Big Data Campaign Trail

    With everyone so focused on security following recent breaches at federal, state and local government and education institutions, there has been little emphasis on the need for better operations. This report breaks down some of the biggest operational challenges in IT management and provides insight into how agencies and leaders can successfully solve some of the biggest lingering government IT issues.

    Download
  • Communicating Innovation in Federal Government

    Federal Government spending on ‘obsolete technology’ continues to increase. Supporting the twin pillars of improved digital service delivery for citizens on the one hand, and the increasingly optimized and flexible working practices for federal employees on the other, are neither easy nor inexpensive tasks. This whitepaper explores how federal agencies can leverage the value of existing agency technology assets while offering IT leaders the ability to implement the kind of employee productivity, citizen service improvements and security demanded by federal oversight.

    Download
  • IT Transformation Trends: Flash Storage as a Strategic IT Asset

    MIT Technology Review: Flash Storage As a Strategic IT Asset For the first time in decades, IT leaders now consider all-flash storage as a strategic IT asset. IT has become a new operating model that enables self-service with high performance, density and resiliency. It also offers the self-service agility of the public cloud combined with the security, performance, and cost-effectiveness of a private cloud. Download this MIT Technology Review paper to learn more about how all-flash storage is transforming the data center.

    Download
  • Ongoing Efforts in Veterans Health Care Modernization

    This report discusses the current state of veterans health care

    Download

When you download a report, your information may be shared with the underwriters of that document.