AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 401-410 of 525

Best Dates to Retire: Tax Considerations

August 8, 2008 "You only retire once," the saying goes -- although I've met some people who are on their second or third retirement. Still, it makes sense to be careful about picking just when to leave. As I expected, the Best Dates to Retire 2009 column I wrote last week generated some...

Best Dates to Retire 2009

August 1, 2008 Here it is folks… the best dates to retire under the Civil Service Retirement System and Federal Employees Retirement system next year. It's not too early to begin thinking about it if you are planning a 2009 retirement. Below the calendar, you'll find a full explanation of the color coding,...

Long-Term Planning

July 25, 2008 In the seminars I conduct about retirement planning, the subject of long-term care insurance always seems to generate a fair amount of confusion. I wrote about this subject two years ago in a three-part series titled "The Long Haul." You can find it here: Part One Part Two Part Three...

Maxing Out

July 18, 2008 In the federal sector, people often talk about earning a "full" retirement. But what exactly does this mean? Is it when you've met the age and service requirements to be eligible to retire? Or is it when you've worked long enough to earn the maximum benefit under the Civil Service...

Mail Call, Part Two

July 11, 2008 Last week, I answered some of your recent questions about calculating retirement benefits under the Federal Employees Retirement System and the Civil Service Retirement System. This week. I'll wrap up the topic by taking on a few more questions. Social Security How much of my Social Security check will be...

Mail Call

July 4, 2008 Here are answers to some of your questions about calculating retirement benefits under the Federal Employees Retirement System and the Civil Service Retirement System. Military Service and FERS Where can I find information on the effects of buying back military time under the Federal Employees Retirement System? Military service is...

Time of Transition

June 27, 2008 When a new administration takes office, there are always a number of federal employees who leave government without enough service to qualify for immediate retirement benefits. This includes the more than 7,000 top agency officials, policy advisers and aides who are subject to noncompetitive appointments to the civil service, along...

Deposits and Credits

June 20, 2008 Do you like surprises? A birthday party, bouquet of flowers, maybe even a visit from a long-lost friend -- all of these can be pleasant surprises. But when it comes to retirement, surprises are to be avoided. To do so, it's important to understand two concepts that are uniquely important...

To-Do List

June 13, 2008 Many of you may be at the point of setting a date for your retirement and wondering what needs to get done before you go. One of my readers came up with a "countdown checklist" to help prepare for the big day. (She doesn't want to take credit for it...

The Benefits of Social Security

June 6, 2008 We all know that Social Security provides benefits for workers -- that is, people who have paid Social Security taxes on their own earnings. But do you understand how Social Security also benefits workers' families? When you start receiving your own Social Security retirement benefits, your spouse, dependent children and...

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