AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 391-400 of 425

Health Insurance Choices, Part Two

October 6, 2006 Last week, we began a discussion aimed at clarifying your health insurance choices during the Federal Employees Health Benefits Program open season that runs from Nov. 13 to Dec. 11. The first part covered traditional fee-for-service health insurance, which is by far the most popular type of coverage. This week, ...

Health Insurance Choices, Part One

September 29, 2006 That exciting time of year is upon us. Not the beautiful fall colors, not the crisp cool air, not the festive holidays. No, I'm talking about open season for the Federal Employees Health Benefits Program. Open season doesn't officially begin until Nov. 13, but it's not too early to start ...

Life Insurance Options, Part Two

September 22, 2006 In last week's column, we began our discussion of life insurance, covering the basics of the Federal Employees Group Life Insurance program. It was an appropriate time to take up this issue, I've since learned, because September is Life Insurance Awareness Month. (Don't believe me? Click here.) Federal employees are ...

Life Insurance Options, Part One

September 15, 2006 During the next two weeks, we'll look at options to consider in weighing how to factor life insurance into your retirement planning efforts. Here are the top 10 questions commonly asked about the Federal Employees' Group Life Insurance program: How much FEGLI coverage do I currently have? How much am ...

COLA Wars

September 8, 2006 One of the very nice things about federal retirement benefits is that they come with annual cost-of-living adjustments. For many people, retirement means living on a fixed income. They no longer get pay raises, promotions, overtime pay, locality pay or bonuses. Retirement income often is a fixed percentage of salary. ...

Gone With the Windfall

September 1, 2006 Getting a windfall is usually a good thing. But if you think it's going to come in the form of a government benefit, don't count on it. Specifically, when it comes to Social Security, what's known as the windfall elimination provision, or WEP, applies to many people who are qualified ...

Tax Changes: Part Two

August 25, 2006 If you're like me, it's hard to believe that a change in the tax code could be very exciting. But Bob Leins, a respected accountant and my colleague, convinced me to write about taxes last week and this week. If these changes result in lower taxes or if they make ...

Tax Changes: Part One

August 18, 2006 For the next two weeks, we're going to turn to the subject of the changes included in two recent tax laws. For help on that complicated topic, I've called on my friend and colleague, Bob Leins, a certified public accountant and fellow seminar presenter. The recently passed laws involve changes ...

The Long Haul: Part Three

August 11, 2006 In the first two parts of this series, we looked at what long-term care involves and assessing your need for insurance to cover it. Now let's look at some of the specific factors involved in purchasing coverage. Most of the parents of people approaching retirement today didn't have long-term care ...

The Long Haul: Part Two

August 4, 2006 Most people can agree on one thing when it comes to insurance: No matter what kind we purchase, we really don't want to get our money's worth. Long-term care insurance is no different since no one wants to be cared for in such a personal way. But some of us ...