AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 391-400 of 428

In The E-Mailbag

October 27, 2006 This week I'm going to give you a peek into my e-mail inbox. The following questions are from federal employees from various agencies and with a variety of concerns. They are typical of those handled every day by the hard-working people in the human resources offices of every federal agency. ...

Counting COLAs

October 20, 2006 This week brought an annual event that's always highly anticipated: the announcement of cost-of-living increases for federal retirees, including those in both the Civil Service Retirement System and the newer Federal Employees Retirement System. Here's how the COLAs will play out next year: 2007 COLA 3.3% 2.3% 3% CSRS retirees ...

Health Insurance Choices, Part Three

October 13, 2006 For the last two weeks, we have been exploring the decision of choosing a health plan during the 2006 open season for the federal Employees Health Benefits Program, which runs from Nov. 13 to Dec. 11. Part one of the series covered the traditional health insurance option known as fee-for-service ...

Health Insurance Choices, Part Two

October 6, 2006 Last week, we began a discussion aimed at clarifying your health insurance choices during the Federal Employees Health Benefits Program open season that runs from Nov. 13 to Dec. 11. The first part covered traditional fee-for-service health insurance, which is by far the most popular type of coverage. This week, ...

Health Insurance Choices, Part One

September 29, 2006 That exciting time of year is upon us. Not the beautiful fall colors, not the crisp cool air, not the festive holidays. No, I'm talking about open season for the Federal Employees Health Benefits Program. Open season doesn't officially begin until Nov. 13, but it's not too early to start ...

Life Insurance Options, Part Two

September 22, 2006 In last week's column, we began our discussion of life insurance, covering the basics of the Federal Employees Group Life Insurance program. It was an appropriate time to take up this issue, I've since learned, because September is Life Insurance Awareness Month. (Don't believe me? Click here.) Federal employees are ...

Life Insurance Options, Part One

September 15, 2006 During the next two weeks, we'll look at options to consider in weighing how to factor life insurance into your retirement planning efforts. Here are the top 10 questions commonly asked about the Federal Employees' Group Life Insurance program: How much FEGLI coverage do I currently have? How much am ...

COLA Wars

September 8, 2006 One of the very nice things about federal retirement benefits is that they come with annual cost-of-living adjustments. For many people, retirement means living on a fixed income. They no longer get pay raises, promotions, overtime pay, locality pay or bonuses. Retirement income often is a fixed percentage of salary. ...

Gone With the Windfall

September 1, 2006 Getting a windfall is usually a good thing. But if you think it's going to come in the form of a government benefit, don't count on it. Specifically, when it comes to Social Security, what's known as the windfall elimination provision, or WEP, applies to many people who are qualified ...

Tax Changes: Part Two

August 25, 2006 If you're like me, it's hard to believe that a change in the tax code could be very exciting. But Bob Leins, a respected accountant and my colleague, convinced me to write about taxes last week and this week. If these changes result in lower taxes or if they make ...