AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 381-390 of 438

Life Expectancy vs. Life Annuity

April 6, 2007 If you want to get withdrawals from your Thrift Savings Plan account in the form of monthly payments, you have two options: Take a life annuity or get monthly payments based on your life expectancy. There seems to be some confusion about how each of these works. So let's take ...

Back to Work, Again

March 30, 2007 Last week's column on what happens if you seek to return to federal work after retirement sure generated a lot of reaction. So I decided it would be worth exploring the subject again, and looking specifically at how the rules have changed at the Defense Department. First, here are some ...

Back to Work

March 23, 2007 For some federal employees, the idea of retiring from a government job but continuing to work is appealing. But what if that work takes you right back to a civil service position? It does happen. Some feds even retire on a Friday and return to the same office on Monday. ...

Service Interruption

March 16, 2007 The Iraq War has caused many civilian federal employees who serve as military reservists and National Guard members to be called up to active duty. Since the war started in 2003, I've received lots of questions regarding how such military service is treated when a veteran returns to the civilian ...

Part-Time Rules, Part Two

March 9, 2007 Last week, we began our exploration of the effects of shifting to part-time work on federal retirement benefits. In that column, I promised that this week we'd look in more detail at how part-time employment is treated under the Civil Service Retirement System and the Federal Employees Retirement System. So ...

Part-Time Rules, Part One

March 2, 2007 Have you ever thought how nice it might be to ease into retirement by working your way down from 40 hours per week to a part-time schedule before retiring? I've had many requests over the years to address the issue of what effect such a move has on a federal ...

Should I Stay or Should I Go?

February 23, 2007 Every week, I talk to people at my seminars who are focused on retirement. Some are there because they're anxious to leave government soon. But others aren't. In 2001, the Government Accountability Office reported (GAO-01-509) that federal employees have become less likely -- by roughly 50 percent -- to retire ...

Short-Term Benefits

February 16, 2007 The idea of a federal retiree used to conjure up the image of a Betty Bureau or Freddy Fed who had 30 or more years of government service by the time they applied for retirement. That image is changing, thanks to flexible hiring practices and the benefits available for employees ...

Taking Your (Sick) Leave

February 9, 2007 I promised last week that I'd have something for the folks covered by the Civil Service Retirement System this week. So I'm focusing on credit for sick leave, which (in general) CSRS retirees get and Federal Employees Retirement System retirees don't. But even if you're in FERS, you should read ...

Supplementary Information

February 2, 2007 My column last week on supplements under the Federal Employees Retirement System generated lots of questions. In fact, I spent the better part of last weekend answering them. So I thought I'd share some of the most common ones with you. And oh, for you Civil Service Retirement System folks, ...