AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

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Public or Private?

September 14, 2007 Earlier this year, I addressed the age-old question of whether you should retire from government as soon as you're eligible, or stick around for a while. This week, I thought I'd look at a variation of this question to dig a little deeper. Suppose you know that you want to ...

The Latest on the TSP

September 7, 2007 Sometimes people ask me if teaching retirement planning, as I've been doing for 20 years, ever gets boring. My answer is always the same: I love what I do because the people are all different and there is enough ongoing change to keep it very interesting. For example, take the ...

Laboring Another Day

August 31, 2007 According to the Labor Department, the annual Labor Day holiday "constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity and well-being of our country." As this holiday approaches, I thought I'd share an example of how your retirement will increase as you labor longer ...

D-I-V-O-R-C-E

August 24, 2007 Federal employees who have gone through a divorce have an additional complication: their former spouse (and other family members) may be eligible for some of their retirement benefits. Courts can issue orders awarding benefits to legally separated spouses, former spouses, and children of current employees, former employees and retirees. Here ...

Feeling Special: Q&A

August 17, 2007 In last week's column, I invited you to submit questions on special retirement provisions for law enforcement officers, firefighters and air traffic controllers. Here are some of your submissions, along with my responses. Computation of the Basic Retirement Benefit Q: I worked as a regular federal employee for 13 years ...

Feeling Special

August 10, 2007 Most federal employees fall under either the Civil Service Retirement System or the newer Federal Employees Retirement System. But within these systems there are special retirement provisions for law enforcement officers, firefighters and air traffic controllers. For these employees, the rules to qualify for retirement are different, as are the ...

Retirement Dates: Q&A

August 3, 2007 Over the past two weeks, we've looked at factors to consider in choosing exactly when to retire, and the best dates to retire in 2008. During that time, several of you have written in with questions and comments about setting a date. Here are some of them, with my responses. ...

Best Dates to Retire 2008

July 27, 2007 In last week's column, we looked at some of the factors to think about in considering the best date to retire. This week, we'll get down to the specifics, examining the best dates to retire on next year's calendar. Here we go… January 2008 1 2 3 4 5 6 ...

When to Retire

July 20, 2007 Here are some things that might motivate you to retire: You've worked long enough to accumulate enough retirement income that you can live comfortably. You need or want a second career. And it might even be with your same agency. Some have special provisions in place to rehire retirees. You ...

The TSP’s Future -- and Yours

July 13, 2007 Recently on Federal News Radio's weekly program, For Your Benefit, I had the opportunity to talk with Gregory T. Long, who has been executive director of the Federal Retirement Thrift Investment Board since March. Along with Bob Leins, CPA at the National Institute of Transition Planning, I asked Long about ...