AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

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Best Dates to Retire: Follow-Up

September 4, 2009 Since September already has rolled around, those who are planning to leave federal service at the end of the year might be starting to look over your retirement applications. In larger agencies, employees must turn in their applications two to three months prior to their retirement date. Filling in the ...

Communication Mistakes

August 28, 2009 According to Stever Robbins, president of a Massachusetts business coaching service, there are seven mistakes managers make when communicating. These mistakes apply to the communications between federal employees and agency retirement specialists as well. Out of frustration, many employees blame their benefits coordinators for failing to provide accurate or important ...

Social Security’s Top 10

August 21, 2009 I had the pleasure this week of interviewing Lester Austin, longtime public affairs specialist at the Social Security Administration. He was a guest on the Federal News Radio show that I co-host with Bob Leins of the National Institute of Transition Planning called "For Your Benefit." Austin was full of ...

The Inevitable

August 14, 2009 I know it's the middle of summer, when most of us are focused on vacations and picnics. But I recently received some sad news about a family member, and it forced me to think about preparing for this kind of news when it comes into our lives. Specific benefits are ...

Taking the Plunge

August 7, 2009 Some people like to wade into cold water one step at a time, while others prefer to jump in feet first and get it over with all at once. The same applies to federal employees nearing retirement. You could go cold turkey by accepting your last paycheck and never entering ...

From Law to Policy

July 31, 2009 It's been a busy summer on Capitol Hill when it comes to federal retirement benefits, with several bills working their way through the legislative process. But that's just the beginning. Once Congress changes a policy, the executive branch must set the rules in place to implement them. Let's take a ...

From Day One

July 24, 2009 In this economy, the federal government is becoming the employer of choice for many recent college graduates and laid-off private sector employees. I thought it might be useful to provide a list of the most important things to know about federal retirement from the first day on the job. Set ...

Get an Estimate

July 17, 2009 One of the most important tools available to federal employees in preparing for retirement is the official retirement estimate. These estimates are available to employees in a variety of situations, such as those thinking about retiring after a full career, contemplating an offer of an early retirement, involved in a ...

Best Dates to Retire 2010

July 10, 2009 A few weeks ago, I wrote some detailed instructions on picking the best retirement date. This week, I'll get specific, showing the best dates to retire in 2010. Like the 2009 calendar, the one below shows the optimum dates to retire. Below the calendar, you'll find a full explanation of ...

Endless Summer, Endless Questions

June 26, 2009 How about a few Q&As this week? It seems like most of your recent questions fall into one of three categories: Basic Information Needed The Rumor Mill Help! Let's look at some questions in each category. Basic Information Needed I have worked for 42 years under the Civil Service Retirement ...