AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 11-20 of 587

Best Dates to Retire 2018

September 7, 2017 Download the Best Dates to Retire 2018 Calendar Once you’ve made the decision that you’re ready to retire, it’s time to select a specific date within your desired timeframe. Last week’s column provided a general guide to deciding when to go. Now let’s look at some specifics related to picking...

Picking a Date to Retire

August 31, 2017 Is there such a thing as a best date to retire? I should probably know by now, because I’m known for coming up with an annual calendar of such dates. As more and more federal employees are now retiring under the Federal Employees Retirement System, I have been rethinking the...

How to Know When It’s Time To Go

August 24, 2017 Over the next couple of weeks, I’ll be exploring a topic of perennial interest—picking the best date to retire. But before I do that, I thought it would be worth taking a quick look back at the subject of deciding whether and when to leave government. So here, in case...

Why Your Retirement Income May Depend on Where You Live

August 17, 2017 There are lots of different taxes in this country: federal income, state income, capital gains, sales and property, to name a few. When it comes to planning for retirement, it’s important not to forget about taxes. In previous columns on taxes, I’ve focused mostly on federal income tax, but today,...

3 Things You May Not Understand About the TSP

August 10, 2017 In last week’s column, we got into some Thrift Savings Plan issues that were fairly complicated, such as whether or not to take a lump-sum payment and use it to eliminate debt. This week, the TSP is the focus again, but I’ll keep things a little more simple. Here are...

Plan Ahead and Reap the Benefits You’ve Earned

August 3, 2017 This week, I had the pleasure and honor of addressing the annual leadership training conference of Women in Federal Law Enforcement in Houston. I’m always inspired by the bravery and integrity of these officers as I hear stories of their challenging and sometimes dangerous careers. Besides leadership and other work-related...

Thinking About Getting Out of Government? Here’s What You Need to Know

July 27, 2017 Lately, it seems like I’ve been conducting seminars for as many mid-career employees as for those nearing retirement. It’s great to see younger workers planning for the future. One difference with midcareer employees is that many of them aren’t planning to complete their careers as federal employees. I always try...

4 Things You Need to Know About Retirement Rules

July 20, 2017 On many occasions, someone tells me that they’re worried that there is something about their retirement that they may not realize that they don’t know. Often, this is why they attend a retirement seminar or end up hiring a professional to provide advice. There are good reasons for federal employees...

Weighing Your Life Insurance Options

July 13, 2017 In last week’s column, we took a look at the Federal Employees Group Life Insurance program. FEGLI is a form of group term life insurance. It has no cash value, and once you’re insured, you can choose to keep it throughout your life. For most of people, term life insurance...

Your Money and Your Life Insurance

July 6, 2017 As federal employees plan for retirement, it’s important that they reevaluate their insurance needs. This includes health, long-term care, and life insurance. The unexpected need for expensive medical care, personal care due to a physical or mental impairment or an untimely death can throw a monkey wrench into the best-laid...