AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 11-20 of 429

Are You Afraid of Outliving Your Money?

July 17, 2014 One of the concerns I hear in my seminars over and over again is not having enough money to live on in retirement. During the first part of my seminars, we discuss the value of the government retirement benefit under either the Civil Service Retirement System or the Federal Employees ...

When to Seek Financial Help

July 10, 2014 I recently received an email from someone who was considering hiring a financial adviser. Wisely, she had some questions she wanted to ask before she decided to turn over control of her financial future to someone else. I told her to anticipate that her adviser would come up with a ...

Managing Your Retirement Money

June 26, 2014 The Thrift Savings Plan has been around for more than 27 years, so by now many federal employees who have been contributing since the beginning have sizeable nest eggs for their retirement years. In many cases, money invested in the TSP is the largest asset, besides a home, that a ...

More Best Dates to Retire: Middle of the Month

June 19, 2014 Last week, I presented my annual Best Dates to Retire column and calendar, and generally described some of the best times to consider ending your federal career. They’re often at the end of a month (or the first few days following the end of a month). Sometimes, though, the end ...

Best Dates to Retire 2015

June 12, 2014 Download the Calendar: Best Dates to Retire 2015 Are you financially ready to retire? Consider all your potential sources of retirement income: Will they provide enough money to cover your expenses for the next 20 to 30 years or more? Are you mentally prepared? Are you looking forward to your ...

One Big Advantage of Retiring

June 5, 2014 I’ve met some very good federal retirement specialists over the years. One of them, Denise, recently wrote to let me know she won’t be there the next time I lecture at her agency. She’s not retiring from her job; she’s just retiring from her long commute by transferring to another ...

Taxes: Past, Present and Future

May 29, 2014 Generally, I keep this column limited to the basics of federal retirement benefits, but sometimes I like to dig a little deeper. This week, my inspiration comes from the following comment on my May 1 column, The 4 Keys to Boosting Your Savings: May I suggest a similar column illustrating ...

Retirement Readiness: How Do You Stack Up?

May 22, 2014 Last week marked the debut of our Retirement Readiness Assessment, a new tool aimed at helping federal managers and employees get a better handle on where they are in the retirement planning process. The assessment poses a series of questions on topics ranging from the Thrift Savings Plan to paperwork ...

Test Your Retirement Readiness

May 15, 2014 Are you really ready to retire? If that question has been on your mind lately, you’re certainly not alone. Thousands of federal employees at all stages of their careers are contemplating where they stand in the retirement planning process. To help you gain a better understanding of how you’re doing, ...

Take Charge of Your Retirement

May 8, 2014 In 1985, I began a new position at FBI headquarters in Washington as a retirement counselor. This position laid the groundwork and provided the training for my future career as a retirement specialist that I continue today. My official title was Employee Relations Specialist-Employee Benefits, and my duties included communicating ...