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Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 111-120 of 428

Buyout Considerations

July 12, 2012 Many federal employees are being offered early retirement this year – and many more wish they were. Often, the offers come with a Voluntary Separation Incentive Payment, otherwise known as a buyout. (See GovExec’s Buyout Watch for a running tally of agencies offering such incentives.) The bad news is the ...

Need Money? Save Your Sick Leave

July 6, 2012 As promised, here’s the third in my series of columns on saving money and maximizing your retirement within the federal pay and benefits structure. This week, I’ll focus on sick leave -- with a bonus tip at the end related to pay raises. First, it’s important to remember that in ...

Need Money? Look to the TSP

June 29, 2012 This is the second in a series of three columns on how to free up a little more spending money -- or increase the amount you’ll have available when you retire. Last week, we looked at life insurance coverage. Now let’s examine the Thrift Savings Plan. First, it’s important to ...

Need Money? Rethink Life Insurance

June 22, 2012 Could you use a little extra money? Who couldn’t? This week and the following two weeks, I’ve decided to provide some tips on how you can get a few more bucks to spend -- or better yet, to put away for your retirement. It’s all about making the most of ...

Long-Term Thinking

June 15, 2012 Do you ever have something that keeps popping into your mind and you just can’t stop thinking about it? Things that come in threes really get my attention, and three things got me thinking about long-term care insurance this week. First, my husband just received his annual update on his ...

Benefits Roundup

June 8, 2012 This week I’ve had the privilege of attending the Office of Personnel Management’s 2012 Benefits Roundup in Dallas for retirement specialists and employee benefits specialists at federal agencies. The company I work for, the National Institute of Transition Planning, has exhibits in the vendor area to provide information about the ...

Goin’ to the Chapel

June 1, 2012 I recently received the following message from a reader: Much of retirement planning involves couples who have been together for many years. I would love to see a column for someone who is single, but is contemplating getting married near retirement age. What are the ramifications of choosing to get ...

How Much Do You Deserve?

May 25, 2012 Last week, I started answering some questions I received recently following a webinar I conducted on short- and long-term retirement planning. This week, I’ll finish up by answering a few more. It is very scary trying to calculate just how much you will receive, especially when there is no human ...

Rates and Returns

May 18, 2012 In April, I wrote about a webinar I had conducted on the subject of long- and short-term planning for retirement. Following the webinar, participants posted hundreds of questions about topics I had covered. I decided that over the next two weeks, I’ll try to address some of them. So let’s ...

Best Dates to Retire 2013

May 11, 2012 Download the Calendar: Best Dates to Retire 2013 It’s that time of year again. Are you thinking about setting your retirement date for 2013? This column is designed to help you find the most advantageous date for your departure. If you’re planning to retire sometime this year, you can read ...