AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 91-100 of 425

Why Don’t You Have a Flexible Spending Account?

November 16, 2012 One big issue in retirement planning is health insurance benefits. During the federal benefits open season that runs from Nov. 12 to Dec. 10, I’ll be addressing some insurance-related issues. This week, I’ll focus on the flexible spending account program. FSAs offer employees (but not retirees) a way to set ...

Are You Ready to Apply?

November 1, 2012 Based on the 2012 numbers so far, many of you will be retiring soon. The Office of Personnel Management projected it would receive 8,000 retirement claims in August. The agency actually received 8,973. OPM projected 7,000 claims would be filed in September, but the final count was 11,952. The October ...

FEHBP and Medicare

October 25, 2012 As federal employees and retirees approach age 65 and eligibility for Medicare, questions about coverage begin to surface. Federal employees and most retirees already have excellent health insurance through the Federal Employees Health Benefit Program. So why would you need more health insurance just because you’re turning 65? That’s just ...

Getting the Most from Social Security

October 19, 2012 This week, the federal government announced that the cost-of-living increase for federal retirees and Social Security recipients will be 1.7 percent in 2013. That’s not a lot of money, so it may cause some retirees and those contemplating retirement to wonder about how they can get the most out of ...

Women’s Issues

October 12, 2012 For the past 15 years, the MetLife Mature Market Institute has operated a center for studying aging and longevity. In September 2011, the institute produced a study titled “Women, Retirement and the Extra-Long Life.” In conjunction with the Scripps Gerontology Center of Miami University, they studied the challenges that women ...

Who’s Getting What?

October 5, 2012 I still remember going to school and wondering how many of my classmates got an A on a test and how many got a B (like me – at least most of the time). Then, when I had children, I wondered how many other children were walking when mine were ...

Back to Basics

September 28, 2012 After presenting information about retirement to federal employees for 25 years, I can tell you that some questions seem to come up over and over again. This week, I thought I’d address some of those common questions by providing links to previous columns I’ve written on key subjects. I’ve divided ...

Nine Tax Planning Tips for Retirement

September 21, 2012 This week’s column is guest-written by Bob Leins, CPA, president of the National Institute of Transition Planning. Let’s face it. When the topic of income taxes comes up, there are few who get excited and many who want to turn the other way. But the fact is, income tax planning ...

Eight Tips for Setting Your Retirement Goals

September 14, 2012 Do you know how much you will have to save to retire comfortably? Have you set a goal for retirement? Or are you flying by the seat of your pants? Last week, I wrote about planning for retirement from early in your career. Here’s a comment I received from a ...

Get Started

September 7, 2012 Until the creation of the Federal Employees Retirement System in 1984, employees who were more than a year from retirement eligibility typically didn’t give retirement planning much thought. Some of you might remember a column I wrote about my Uncle Steve and Aunt Helen, who retired from federal service in ...