AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 381-390 of 530

Questions and Answers

February 20, 2009 How about a little Q&A this week? I am always impressed by the number and variety questions I receive. Retirement is obviously on the minds of many people in government right now. But before I get to your questions and comments, I need to clarify something from my recent column...

Deposit Directions

February 13, 2009 As I've noted before, service credit deposits -- payments that employees make into the federal retirement fund in order to receive credit later on for past service -- are often a subject that leads to unpleasant surprises for federal employees. It's often in an employee's interest to pay such a...

Don’t Wait Until It’s Too Late

February 6, 2009 At a seminar this week, an employee told me that she was doing some research on Medicare for herself and came across the information regarding late enrollment. She called a former co-worker, but it was too late. Her friend had retired more than a year ago and had not enrolled...

The Check Isn’t in the Mail

January 30, 2009 Since we're in the early part of the year, many people have recently retired and are waiting for their final lump sum annual leave payments and first retirement checks from the Office of Personnel Management. (By the way, these payments will most likely be direct deposits, so if you're one...

It Pays to Know

January 23, 2009 In these tough economic times, wouldn't it be nice to have some "found" money? In my weekly seminars, I try to teach people things that will boost their current income, or provide more retirement income later. Isn't that why you read this column, too? This week, I'll provide some examples...

Changes You Can Believe In

January 16, 2009 Every year, there are changes in the way Social Security, Medicare and federal retirement benefits are calculated. Likewise, there are changes affecting federal salaries, the Thrift Savings Plan and other programs. All of these will factor into your long-term retirement planning efforts. Let's take a look at some of the...

The Index: 2009 Edition

January 9, 2009 Last year, my index to previous columns was a hit with readers, so I thought I'd provide an update with the best columns of 2008 added and a few outdated columns deleted. Looking back over the year, I spent a fair amount of time on service credit issues and specific...

Holiday Wishes

December 19, 2008 I will be taking a break from my weekly column until after New Year's. So for my final column of 2008, I thought I'd create a wish list of changes that, if enacted, would improve retirement prospects for federal employees. Some items on this list would require the cooperation of...

Part B, Part Three

December 12, 2008 In the past two columns, I've looked at Medicare and retirement, especially issues surrounding Medicare Part B. While yet another week of Medicare information might be testing my audience, there were enough questions and comments during the past couple of weeks that I'd like to go back to the well...

Medicare, Part B

December 5, 2008 In my last column, I started to unravel the mysteries of Medicare. This week, as promised, I'll look at a key question: Do you need Medicare Part B? To recap, Part B covers outpatient care and doctor visits. It is designed to fill gaps in coverage left under Part A....

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