AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 331-340 of 543

The List

June 4, 2010 New federal employees are overwhelmed with so much information that the retirement benefits portion of their orientation program sometimes gets short shrift. It would be nice if agencies could make time for a full benefits presentation for new hires so they'd be aware of what they have to take care...

Uncertain Times

May 28, 2010 This week, the Office of Personnel Management announced that 43,649 full-time permanent federal employees retired in fiscal 2009 -- 27 percent less than projected. The number of retirees hasn't been that low since 2002. Clearly, the uncertain economic times have many federal employees rethinking their options. Witness this recent comment...

Spring Cleaning

May 21, 2010 I think it's time for a little spring cleaning. So I'm going back over some recent columns to answer some questions that have come in. What I love about your questions is they give me an opportunity to explain a retirement topic in a way that might help people understand...

Financially Independent Women

May 14, 2010 According to the Census Bureau, 43 percent of all U.S. residents 15 and older are unmarried. More than half of the singles are women. Nationwide, there are 86 unmarried men for every 100 unmarried women. AARP says there are several reasons for this: Not only is the divorce rate high,...

Question Time

May 7, 2010 It's time again to take a look at some questions generated by recent columns. I read an earlier column of yours about retirement pay being based on what you would have been earning at the end of your actual time, counting leave you sold back. I understood that if I...

Best Dates to Retire 2011

April 30, 2010 It's a good idea to start making plans to retire at least a year in advance of when you actually want to go. Here's why: You can request a final retirement benefit computation from your benefits office to verify all your federal service is being credited and to make sure...

The Magic Date

April 23, 2010 Through the years I've been able to explore some complicated subjects to help employees understand the complex federal retirement benefits system. The one topic I cover year after year that continues to draw high levels of interest is how to pick the best date to retire. (Here's a link to...

The Top Five

April 16, 2010 Someone asked me at one of my seminars if I could list the most important things employees should know as they plan for retirement. I found it difficult to boil all of the important information down to a short list. So I decided to focus on things you might regret...

Financial Literacy for Feds

April 9, 2010 Did you know that April is Financial Literacy month? In 2003, President Bush declared the United States should use the month to promote healthy financial habits. There's even a Web site to help you understand more about being financially healthy. On this site you can follow a 30-step process (one...

Sick Leave Credit: The Calculations

April 2, 2010 In my last two columns (March 19 and March 26) I've looked at the new policy that allows employees covered under the Federal Employees Retirement System to get credit for unused sick leave toward their basic retirement benefit. This week, as promised, I'll finish up the subject with some details...

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