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Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 11-20 of 613

Resigning Instead of Retiring

March 15, 2018 What happens when a federal employee who is eligible to retire decides to resign instead of filing for retirement? Well…they quit. Their paycheck stops and their retirement doesn’t commence until they decide to file for retirement benefits. It’s not a very common occurrence, but I’ve been discussing it lately with...

8 Fun Facts About Federal Retirement

March 8, 2018 There are quite a few fun facts that are interesting, but probably wouldn’t make much difference in your life if you didn’t know them. Here are a few I found on Buzzfeed: German chocolate cake is named after a guy named Sam German, not the country. The creature that kills...

Should You Relocate in Retirement?

March 1, 2018 Have you had a career that took you across the country or maybe even around the world? Did moving from place to place create a sense of excitement and adventure or was it more a source of anxiety and uncertainty? For some federal employees, a retirement move conjures feelings of...

When Life-Changing Events Happen

February 22, 2018 The annual insurance open season ended more than two months ago. So what do you do if you need to make a change in your insurance benefits? Did you know that there are some insurance changes that can—and should—be made outside of open season? This is true for the Federal...

Retiring Sooner Than You Expected

February 15, 2018 Last week, I got a little ribbing for writing about divorce so close to Valentine’s Day. So this week, I decided to write about a topic that some of you may love: retiring a little sooner than expected. I’m going to tell you about a recent retiree and a soon-to-retire...

Divorce and Your Benefits

February 8, 2018 If you have gone through a divorce, are going through one, or may go through one in the future, you should be aware of the potential impact on your federal benefits. In many cases, employees are not sure exactly how much their former spouse is entitled to receive from their...

Preparing to Live a Long, Healthy Life

February 1, 2018 On Jan. 24, the Senate Special Committee on Aging held a hearing titled Turning 65: Navigating Critical Decisions to Age Well, which highlighted strategies to empower members of the baby boom generation as they move into older adulthood. The committee’s chair, Sen. Susan Collins, R-Maine, opened the hearing with a...

Tax Assessments

January 25, 2018 Last week, we started looking at tax implications in the retirement planning process, which are complicated this year by recent changes in tax law. This week, let’s continue exploring tax issues, with some specific considerations for federal employees—and a few tips. First, on withholding. When a federal employee files a...

Tax Planning in a Time of Change

January 18, 2018 With the holidays out of the way, it’s time to look out for those W-2 and 1099 forms and think about filing your annual tax return. The transition to retirement has significant tax implications, so tax planning is a big part of retirement planning. In addition, there has been a...

The Index: 2018 Edition

January 11, 2018 Every year at this time, I update my annual index of links to previous columns on important topics in the federal retirement process. I’ve added new columns from 2017 to the top of the list in each subject area below. I’ve also deleted links to some older columns that are...