AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 411-420 of 538

The COLA Factor

August 29, 2008 Every year, about 4 million federal civilian and military retirees and 50 million Social Security beneficiaries are granted a cost-of-living adjustment to their benefits. Lately, I've received quite a few e-mails about COLAs from employees who are planning to retire within the next few months. They're wondering how the 2009...

Opening SAMBA

August 22, 2008 There's a new health plan in town -- for many federal employees, at least. The Office of Personnel Management recently sent a notice to agencies letting them know that the SAMBA Health Benefit Plan now will be open to all federal employees and annuitants who are eligible for the Federal...

Mail Call

August 15, 2008 My recent Best Dates to Retire 2009 column sparked a series of questions from readers trying to pin down exactly the best day. Let's look at a few of them. Working Around Weekends You said the best date for a Federal Employees Retirement System employee to retire is the last...

Best Dates to Retire: Tax Considerations

August 8, 2008 "You only retire once," the saying goes -- although I've met some people who are on their second or third retirement. Still, it makes sense to be careful about picking just when to leave. As I expected, the Best Dates to Retire 2009 column I wrote last week generated some...

Best Dates to Retire 2009

August 1, 2008 Here it is folks… the best dates to retire under the Civil Service Retirement System and Federal Employees Retirement system next year. It's not too early to begin thinking about it if you are planning a 2009 retirement. Below the calendar, you'll find a full explanation of the color coding,...

Long-Term Planning

July 25, 2008 In the seminars I conduct about retirement planning, the subject of long-term care insurance always seems to generate a fair amount of confusion. I wrote about this subject two years ago in a three-part series titled "The Long Haul." You can find it here: Part One Part Two Part Three...

Maxing Out

July 18, 2008 In the federal sector, people often talk about earning a "full" retirement. But what exactly does this mean? Is it when you've met the age and service requirements to be eligible to retire? Or is it when you've worked long enough to earn the maximum benefit under the Civil Service...

Mail Call, Part Two

July 11, 2008 Last week, I answered some of your recent questions about calculating retirement benefits under the Federal Employees Retirement System and the Civil Service Retirement System. This week. I'll wrap up the topic by taking on a few more questions. Social Security How much of my Social Security check will be...

Mail Call

July 4, 2008 Here are answers to some of your questions about calculating retirement benefits under the Federal Employees Retirement System and the Civil Service Retirement System. Military Service and FERS Where can I find information on the effects of buying back military time under the Federal Employees Retirement System? Military service is...

Time of Transition

June 27, 2008 When a new administration takes office, there are always a number of federal employees who leave government without enough service to qualify for immediate retirement benefits. This includes the more than 7,000 top agency officials, policy advisers and aides who are subject to noncompetitive appointments to the civil service, along...

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