AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 371-380 of 441

The TSP’s Future -- and Yours

July 13, 2007 Recently on Federal News Radio's weekly program, For Your Benefit, I had the opportunity to talk with Gregory T. Long, who has been executive director of the Federal Retirement Thrift Investment Board since March. Along with Bob Leins, CPA at the National Institute of Transition Planning, I asked Long about ...

Eligibility: Facts and Myths

July 6, 2007 I remember years ago when I met longtime federal workforce observer Mike Causey, who now toils at Federal News Radio in Washington, he told me about meeting federal employees who would introduce themselves by saying, "Hi, I'm Andy and I have two years, nine months and 15 days left until ...

Deferred vs. Postponed

June 29, 2007 Based on the response I received to last week's column, there appears to be a need for clarification about the difference between deferred and postponed retirement. I have written on this before, in my column Leaving Early (May 19, 2006). After reading that over again, I thought I might add ...

The Retirement Process

June 22, 2007 If you are planning to join what Office of Personnel Management Director Linda M. Springer calls the federal "retirement tsunami" this year, then you may have some questions about the actual process involved, such as, "When should I turn in my application?" and "When will my checks start arriving?" From ...

Retiring Women

June 15, 2007 Recently, MetLife published a study called "It's Not Your Mother's Retirement," which concluded that young women are almost twice as likely as their mothers to carry $25,000 or more in consumer debt, and some have resigned themselves to never retiring. When it comes to retirement planning and security, our experiences ...

Retirement Checklist

June 8, 2007 If you are thinking about retirement, you might be wondering, "Where do I begin?" Well, there are several things you can do to get the ball rolling. Here are my personal top five. Review Your Personnel Records Start by contacting your agency's human resources office to find out how to ...

A Whole Different Kind of Service

June 1, 2007 This week, we'll finish up our examination of how different types of federal service are credited toward retirement with a look at work done at nonappropriated fund instrumentalities. NAFI jobs are mostly at military bases in self-funding "morale, welfare and recreation" operations. The salaries and benefits for these positions are ...

Crediting Volunteer Service

May 25, 2007 In last week's column, I noted that when it comes to figuring out just how much federal service you've accumulated for retirement purposes, not all service is treated the same. This week, we'll look at one type of service: volunteer participation in the Peace Corps or VISTA programs. Next week, ...

Computing Your Service

May 18, 2007 If I asked you to explain your service computation date, you might be able to tell me some things about it. Maybe you would know that there are different kinds of SCDs. Maybe you could say that you have had continuous service throughout your government career and your SCD date ...

Retirement Estimate: The Details

May 11, 2007 As promised in my last column, this week we'll get into a little more detail about how your basic retirement benefit is calculated. Even in this column, though, I won't be able to fill you in on every step in the process. But I'll try to provide an overview so ...