AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 351-360 of 440

Two Weekends Left

November 30, 2007 OK, folks, here's your homework for this weekend: Set aside a little time (maybe an hour or two) to make your open season choices. If you already have plans for the weekend, then you'll have through Monday, Dec. 10, to make your selections. But please don't wait until the last ...

Frequently Asked Questions

November 16, 2007 At the end of October, I did two columns of questions and answers. It turned out they spawned even more questions. Some of these turned out to be the same questions I often get at seminars, so I thought I would take them up this week. Early Retirement On Jan. ...

The Old Switcheroo

November 9, 2007 When it comes to our health, we want the best care possible. When it comes to our time, we seem to have less than ever to spend on the decisions we must make every day. Out of 8 million enrollees in the Federal Employees Health Benefits Program, only about 5 ...

So Many Choices, So Little Time

November 2, 2007 There is one week left before the start of the annual open season for federal health, dental, vision and flexible spending account benefits. Have you considered changing health plans for next year? The place to start thinking about that question is the 2008 health benefits brochure for your current plan. ...

More Questions, More Answers

October 26, 2007 While I'm gathering more information for a series of columns on the open season for health benefits, I'm going to catch up on some more of your questions. FEHBP and TRICARE Question: I have been approved for early retirement by my agency at 59 effective Jan. 11, 2008. I have ...

Questions and Answers

October 19, 2007 Questions and Answers Have you noticed how many federal employees are talking about retirement and asking questions these days? It seems like retirement is a hotter topic than ever around federal water coolers, carpools and lunch tables -- which I guess makes sense given the demographics of the workforce. Some ...

A Little Lower

October 12, 2007 A few weeks ago, I wrote about how to decide whether to retire from federal service to work in the private sector or continue in your federal career. Several readers commented about the salary rates I used in the examples, saying they'd like to see how scenarios would work out ...

Going Private

October 5, 2007 Just when I thought I had explored most retirement benefits topics in this column, I received an interesting e-mail question: As a Federal Employees Retirement System employee, I am not locked into my retirement so much as someone who is in the Civil Service Retirement System. I won't/can't retire for ...

Part B Or Not Part B?

September 28, 2007 One of the big queries that comes up at every pre-retirement seminar is "Do I need Medicare -- especially Part B? Or should I stick with the benefits I can continue to receive into retirement under the Federal Employees Health Benefits Program?" The answer is, it depends. That's not what ...

Catch-62

September 21, 2007 This week, I present a cautionary tale, from which I hope you'll learn a valuable lesson: If you want to be sure your retirement reflects your full career of service, you need to understand your benefits long before you actually retire. The story involves a Vietnam veteran named Jerry who ...