AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 301-310 of 407

Delayed Gratification

April 4, 2008 If you had retired at the end of 2007, by now you probably would be thinking that you should've received your third full retirement check, for the month of March. (January and February, presumably, would have come in earlier checks.) But if you had anything but a straightforward career -- ...

Continued Coverage, Continued

March 28, 2008 To use an old cliché, last week's column, in which I took up continuing coverage under the Federal Employees Health Benefits Program into retirement, opened up a can of worms. I wanted to address some of the questions to clarify key issues. What percentage of my retirement annuity or amount ...

The Five-Year Test

March 21, 2008 The issue of maintaining health insurance coverage is very important for federal employees getting close to retirement. Those who carry insurance under the Federal Employees Health Benefits Program into retirement enjoy annual health benefit open seasons, continued government contributions toward the cost of premiums and coverage for family members. To ...

Countdown to Retirement

March 14, 2008 So you've set your retirement date and discussed your plans with those who will be affected by your decision. Your co-workers and family members all have assured you that you've made the right choice and you're beginning to picture your new life. Even if you've picked a date almost a ...

Getting Social

March 7, 2008 Social Security is insurance against loss of income due to death, disability or retirement. Not everyone will collect Social Security benefits equally, but unlike most forms of insurance, most of us actually want to collect them at some point. I don't know about you, but I really don't want to ...

Keep Your Records

February 29, 2008 If you want tips on organizing your life, all you need to do is turn on the TV, open a magazine or do a quick Google search. Here's a piece of advice from Monica Ricci, who has been an organizing and productivity specialist since 1999: "Many people accumulate paper clutter ...

Facing Disability

February 22, 2008 "Phillip" is 52 years old and has saved up more than 1,500 hours of sick leave since he first started working for the federal government almost 30 years ago. He has been diagnosed with cancer. He hopes that with treatment, it will go into remission, but during chemotherapy, he is ...

Question Time

February 15, 2008 It's time for another round of your questions. I've gone through some submitted in response to my recent columns to find topics that are common to many of you contemplating retirement. Retirement Coverage My leave and earnings statement says I'm enrolled under the FERS K retirement plan. How and where ...

Help!

February 8, 2008 Over the past couple of weeks, we've looked at the importance of taking responsibility for educating yourself about the potential benefits you can expect in retirement. But what if you feel the need to get some expert advice in that process? Here are some of the types of people you ...

Educate Yourself

February 1, 2008 If everyone had a 30-year full-time federal career with no breaks in service, there would be no complaints about retirement annuity estimates because they'd be simple to calculate. But throw in a couple of breaks in service, a switch of retirement systems or any of dozens of other factors, and ...