AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 261-270 of 407

The Check Isn’t in the Mail

January 30, 2009 Since we're in the early part of the year, many people have recently retired and are waiting for their final lump sum annual leave payments and first retirement checks from the Office of Personnel Management. (By the way, these payments will most likely be direct deposits, so if you're one ...

It Pays to Know

January 23, 2009 In these tough economic times, wouldn't it be nice to have some "found" money? In my weekly seminars, I try to teach people things that will boost their current income, or provide more retirement income later. Isn't that why you read this column, too? This week, I'll provide some examples ...

Changes You Can Believe In

January 16, 2009 Every year, there are changes in the way Social Security, Medicare and federal retirement benefits are calculated. Likewise, there are changes affecting federal salaries, the Thrift Savings Plan and other programs. All of these will factor into your long-term retirement planning efforts. Let's take a look at some of the ...

The Index: 2009 Edition

January 9, 2009 Last year, my index to previous columns was a hit with readers, so I thought I'd provide an update with the best columns of 2008 added and a few outdated columns deleted. Looking back over the year, I spent a fair amount of time on service credit issues and specific ...

Holiday Wishes

December 19, 2008 I will be taking a break from my weekly column until after New Year's. So for my final column of 2008, I thought I'd create a wish list of changes that, if enacted, would improve retirement prospects for federal employees. Some items on this list would require the cooperation of ...

Part B, Part Three

December 12, 2008 In the past two columns, I've looked at Medicare and retirement, especially issues surrounding Medicare Part B. While yet another week of Medicare information might be testing my audience, there were enough questions and comments during the past couple of weeks that I'd like to go back to the well ...

Medicare, Part B

December 5, 2008 In my last column, I started to unravel the mysteries of Medicare. This week, as promised, I'll look at a key question: Do you need Medicare Part B? To recap, Part B covers outpatient care and doctor visits. It is designed to fill gaps in coverage left under Part A. ...

Medicare Mysteries

November 21, 2008 I have spent the past 20 years trying to understand the relationship between the Federal Employees Health Benefits Program and Medicare. I think I know more than I did a couple of decades ago, but that isn't saying much. I thought I would take some time during this open season ...

Review Time

November 14, 2008 Open season is in full swing. There are only 24 days left to choose your health plan, decide on dental and vision coverage, and figure out how much to put away in a flexible spending account. If you haven't done so already, you need to set aside some time to ...

Dental Check-Up

November 7, 2008 Have you purchased dental insurance? I have family coverage, and since I'm reevaluating our situation, I thought I would take you through my thought process on whether we will continue this coverage next year. My family includes myself, my husband and a son who is 20 years old. We have ...