AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 241-250 of 429

Maturity and Youth

December 4, 2009 At the risk of inducing a state of panic in some readers, I'll start this week's column by noting there are only 10 days left to evaluate your health care choices for the 2010 open season. Here are the top two questions I've been getting during this open season: I'm ...

Open Forum

November 20, 2009 For the past few weeks, we've been looking at issues related to health benefits open season. I'd like to continue the insurance theme this week by responding to some reader feedback on the previous columns. What does this subject have to do with retirement? Good question! Retirement planning involves preparing ...

High Option

November 13, 2009 Do you like the federal Flexible Spending Account program, but not its "use-it-or-lose-it" aspect and all the pre-planning that requires? If you are looking for a tax shelter and you're in relatively good health, you might consider a high-deductible health plan this open season. When using an HDHP with a ...

New Calculations

November 6, 2009 Last week, President Obama signed the fiscal 2010 Defense Authorization Act. In addition to ending the National Security Personnel System, the bill contained several provisions that could affect employees near retirement. This week, I'd like to look at two of them: A measure encouraging Civil Service Retirement System employees to ...

Open Season Opening

October 30, 2009 As the 2009 Federal Employees Health Benefits Program open season approaches, have you begun to think about your to-do list? Nov. 9 to Dec. 14 is not much time for all the decisions that have to be made about your and your family's health care. As the national debate on ...

Where to Start

October 23, 2009 Are you interested in hearing directly from Tammy on the best retirement planning strategies? Then join us for a special webinar on Monday, Nov. 2 at 2 p.m. ET. Click here for more information and to register. Many federal employees start the retirement planning process by attending a seminar sponsored ...

Buying Long-Term Care Insurance

October 16, 2009 Last week we discussed the importance of investigating whether you need long-term care insurance. This week, we'll go a step further, taking a more in-depth look at the Federal Long-Term Care Insurance Program and how it has changed from its original offering to the new version 2.0. Remember, long-term care ...

Long-Term Care Considerations

October 9, 2009 By now you might have heard that version 2.0 of the Federal Long-Term Care Insurance Program is being rolled out. Or maybe you didn't even know there was a version 1.0. This week we'll review the reasons why it is smart to consider a long-term care policy as part of ...

Social Security 301

October 2, 2009 My column on Social Security two weeks ago drew a lot of response from readers, and last week I addressed some of them. This week, I'd like to finish up the subject by taking on a few more lingering questions. Will I be able to collect any Social Security when ...

Social Security 201

September 25, 2009 Based on the responses to last week's column on Social Security, some further explanation is in order. Let's take a look at some of your questions and comments. If you're in your 40s, don't even plan on Social Security being around when you retire. That is the safe bet! The ...