AUTHOR ARCHIVES

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.tammyflanagan.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement as well as the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Results 221-230 of 549

Back to Basics

September 28, 2012 After presenting information about retirement to federal employees for 25 years, I can tell you that some questions seem to come up over and over again. This week, I thought I’d address some of those common questions by providing links to previous columns I’ve written on key subjects. I’ve divided...

Nine Tax Planning Tips for Retirement

September 21, 2012 This week’s column is guest-written by Bob Leins, CPA, president of the National Institute of Transition Planning. Let’s face it. When the topic of income taxes comes up, there are few who get excited and many who want to turn the other way. But the fact is, income tax planning...

Eight Tips for Setting Your Retirement Goals

September 14, 2012 Do you know how much you will have to save to retire comfortably? Have you set a goal for retirement? Or are you flying by the seat of your pants? Last week, I wrote about planning for retirement from early in your career. Here’s a comment I received from a...

Get Started

September 7, 2012 Until the creation of the Federal Employees Retirement System in 1984, employees who were more than a year from retirement eligibility typically didn’t give retirement planning much thought. Some of you might remember a column I wrote about my Uncle Steve and Aunt Helen, who retired from federal service in...

Free Estimates

August 31, 2012 If you were to ask me what is the single most important thing you should do to ensure a smooth transition to retirement, it would be to request a retirement estimate at least a year (preferably five years) before you are eligible to retire. The estimate is a computation of...

Talking TSP

August 24, 2012 Some of my recent columns on Thrift Savings Plan-related issues have caused readers to raise some questions and concerns. This week, I thought I’d address a few of them. Can you please explain how TSP dividend distributions work? In my quarterly statements I don't see the distribution of dividends. My...

Summertime Q&A

August 17, 2012 When possible, I try to provide answers to questions that I find in the comments that follow my column. Well thought-out political comments and questions are appreciated. They are a gauge of how I’m doing as far as hitting issues that are relevant to the readers. So keep ’em coming....

Phased Retirement Q&A

August 10, 2012 Last month, I wrote about the new phased retirement option for federal employees, enabling them to work part time while they start to draw retirement benefits. That column sparked a series of questions and comments about how the new provision will be implemented. I thought I’d tackle some of them...

Pay Raises and COLAs

August 3, 2012 Last week we looked back on 25 years of laws that have changed the way federal retirement benefits are administered. This week, with a potential third year of a federal pay freeze looming, let’s take a look at salaries and how they compare with cost-of-living adjustments for federal retirees. In...

Change for the Better

July 27, 2012 Come senators, congressmen Please heed the call Don’t stand in the doorway Don’t block up the hall… Bob Dylan, The Times They Are A-Changin’ The Times They Are A-Changin’ was an anthem for frustrated youth during the 1960s. Could some of that frustration have carried into a few federal careers?...

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