Government Executive - Authors - Tammy Flanaganhttp://www.govexec.com/voices/tammy-flanagan/2340/<strong>Tammy Flanagan</strong> is the senior benefits director for the <a href="http://www.nitpinc.com/">National Institute of Transition Planning Inc.</a>, which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.</em></p> <p> <em>For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on <a href="http://www.nitpinc.com/for-your-benefit.php/">NITPInc.com</a>.</em>en-usThu, 26 Feb 2015 14:24:52 -0500Three (or More) Helpings of the TSPhttp://www.govexec.com/pay-benefits/retirement-planning/2015/02/three-or-more-helpings-tsp/106212/Yes, you can take multiple partial distributions from your investments after you retire. Here’s how.Tammy Flanagan, National Institute of Transition PlanningThu, 26 Feb 2015 14:24:52 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/02/three-or-more-helpings-tsp/106212/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comYou’ve Invested for Retirement. Now What?http://www.govexec.com/pay-benefits/retirement-planning/2015/02/youve-invested-retirement-now-what/105636/What to do with the wealth you’ve accumulated in the Thrift Savings Plan.Tammy Flanagan, National Institute of Transition PlanningThu, 19 Feb 2015 14:37:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/02/youve-invested-retirement-now-what/105636/Pay & Benefits - Retirement Planningjcjgphotography/Shutterstock.comWho’s Paying for Your Health Insurance?http://www.govexec.com/pay-benefits/retirement-planning/2015/02/whos-paying-your-health-insurance/105216/FEHBP, TRICARE and government subsidies.Tammy Flanagan, National Institute of Transition PlanningThu, 12 Feb 2015 15:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/02/whos-paying-your-health-insurance/105216/Pay & Benefits - Retirement PlanningmayamayaNeither CSRS nor FERShttp://www.govexec.com/pay-benefits/retirement-planning/2015/02/neither-csrs-nor-fers/104727/There are lessons for all federal employees from those in an oft-overlooked system.Tammy Flanagan, National Institute of Transition PlanningThu, 05 Feb 2015 16:55:41 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/02/neither-csrs-nor-fers/104727/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comIs FERS Better? Readers Weigh Inhttp://www.govexec.com/pay-benefits/retirement-planning/2015/01/fers-better-readers-weigh/104025/Reaction to last week’s column on how the two federal retirement systems stack up.Tammy Flanagan, National Institute of Transition PlanningThu, 29 Jan 2015 15:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/01/fers-better-readers-weigh/104025/Pay & Benefits - Retirement PlanningAndy Dean Photography/Shutterstock.comUnlocking the Secrets of FERShttp://www.govexec.com/pay-benefits/retirement-planning/2015/01/unlocking-secrets-fers/103548/For some people, it’s a better retirement system. Really.Tammy Flanagan, National Institute of Transition PlanningThu, 22 Jan 2015 16:56:23 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/01/unlocking-secrets-fers/103548/Pay & Benefits - Retirement PlanningWhat Really Happens When You Change Health Planshttp://www.govexec.com/pay-benefits/retirement-planning/2015/01/what-really-happens-when-you-change-health-plans/103056/The story of four retirees who decided to make the leap.Tammy Flanagan, National Institute of Transition PlanningThu, 15 Jan 2015 16:57:42 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/01/what-really-happens-when-you-change-health-plans/103056/Pay & Benefits - Retirement Planningkurhan/Shutterstock.comThe Index: 2015 Editionhttp://www.govexec.com/pay-benefits/retirement-planning/2015/01/index-2015-edition/102489/Your annual guide to key topics in federal retirement.Tammy Flanagan, National Institute of Transition PlanningThu, 08 Jan 2015 14:53:01 -0500http://www.govexec.com/pay-benefits/retirement-planning/2015/01/index-2015-edition/102489/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comBeware of Scamshttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/beware-scams/101613/Fraudsters are waiting to separate you from your retirement savings.Tammy Flanagan, National Institute of Transition PlanningThu, 18 Dec 2014 14:56:06 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/beware-scams/101613/Pay & Benefits - Retirement Planningrangizzz/Shutterstock.comThe TSP by the Numbershttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/tsp-numbers/101109/A snapshot of the $431 billion federal retirement investment plan.Tammy Flanagan, National Institute of Transition PlanningThu, 11 Dec 2014 17:11:17 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/tsp-numbers/101109/Pay & Benefits - Retirement Planningwrangler/Shutterstock.comLast Chance to Save Some Bucks on Health Insurancehttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/last-chance-save-some-bucks-health-insurance/100503/Open season draws to a close on Monday.Tammy Flanagan, National Institute of Transition PlanningThu, 04 Dec 2014 16:28:36 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/last-chance-save-some-bucks-health-insurance/100503/Pay & Benefits - Retirement PlanningLev Kropotov/Shutterstock.comWe Need to Talk About Your Retirementhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/we-need-talk-about-your-retirement/99611/The importance of counseling in the planning process.Tammy Flanagan, National Institute of Transition PlanningThu, 20 Nov 2014 17:31:36 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/we-need-talk-about-your-retirement/99611/Pay & Benefits - Retirement Planningnchlsft/Shutterstock.comThe $1,258 Questionhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/1258-question/98978/The Medicare Part B conundrum for those turning 65.Tammy Flanagan, National Institute of Transition PlanningThu, 13 Nov 2014 14:46:33 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/1258-question/98978/Pay & Benefits - Retirement PlanningNata-Lia/Shutterstock.comA Little More Cash During Open Seasonhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/little-more-cash-during-open-season/98363/Five ideas for saving yourself some benefits bucks.Tammy Flanagan, National Institute of Transition PlanningThu, 06 Nov 2014 15:17:38 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/little-more-cash-during-open-season/98363/Pay & Benefits - Retirement Planning valzan/Shutterstock.comTrick or Treathttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/trick-or-treat/97817/Of pay raises, COLAs and other spooky subjects.Tammy Flanagan, National Institute of Transition PlanningThu, 30 Oct 2014 14:56:23 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/trick-or-treat/97817/Pay & Benefits - Retirement PlanningDaniel Schweinert/Shutterstock.comProviding For Each Otherhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/providing-each-other/97301/What’s best for a couple who are both federal employees?Tammy Flanagan, National Institute of Transition PlanningThu, 23 Oct 2014 17:20:23 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/providing-each-other/97301/Pay & Benefits - Retirement PlanningRuslan Guzov/Shutterstock.comThe Most Important Retirement Decisionhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/most-important-retirement-decision/96692/Hint: It involves thinking about what happens after your death.Tammy Flanagan, National Institute of Transition PlanningThu, 16 Oct 2014 17:20:55 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/most-important-retirement-decision/96692/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comMaking the Most of Your Money After You Retirehttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/making-most-your-money-after-you-retire/96182/It pays to think ahead about how you will draw down your assets.Tammy Flanagan, National Institute of Transition PlanningThu, 09 Oct 2014 14:04:45 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/making-most-your-money-after-you-retire/96182/Pay & Benefits - Retirement PlanningAndy Dean Photography/Shutterstock.comBecome a TSP Wizardhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/become-tsp-wizard/95669/Online tools can help guide you to get what you want from your account.Tammy Flanagan, National Institute of Transition PlanningThu, 02 Oct 2014 14:10:36 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/become-tsp-wizard/95669/Pay & Benefits - Retirement PlanningNatykach Nataliia/Shutterstock.com5 Things You Can Change After You Retirehttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/5-things-you-can-change-after-you-retire/95147/In the federal retirement world, “permanent” doesn’t always mean permanent.Tammy Flanagan, National Institute of Transition PlanningThu, 25 Sep 2014 16:24:32 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/5-things-you-can-change-after-you-retire/95147/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comReady, Set, Gohttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/ready-set-go/94319/Be sure you have all your ducks in a row well before your retirement date.Tammy Flanagan, National Institute of Transition PlanningThu, 18 Sep 2014 17:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/ready-set-go/94319/Pay & Benefits - Retirement Planningiofoto/Shutterstock.comHow to Pick a Financial Adviserhttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/how-pick-financial-adviser/93884/What to do if you need help in setting and meeting your retirement goals.Tammy Flanagan, National Institute of Transition PlanningThu, 11 Sep 2014 16:28:51 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/how-pick-financial-adviser/93884/Pay & Benefits - Retirement PlanningDragon ImagesRetired and Rehiredhttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/retired-and-rehired/93152/If phased retirement isn’t for you, there are other ways to keep working for government after retiring.Tammy Flanagan, National Institute of Transition PlanningThu, 04 Sep 2014 14:08:37 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/retired-and-rehired/93152/Pay & Benefits - Retirement PlanningDmitry Lobanov/Shutterstock.comPhased Retirement: Case Studieshttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-case-studies/92672/Running the numbers on a couple of hypothetical examples of employees considering the new option.Tammy Flanagan, National Institute of Transition PlanningThu, 28 Aug 2014 15:49:08 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-case-studies/92672/Pay & Benefits - Retirement PlanningJuriah Mosin/Shutterstock.comA Phased Retirement Qhttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-q/92075/Answers to common questions about the new benefit.Tammy Flanagan, National Institute of Transition PlanningThu, 21 Aug 2014 14:20:03 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-q/92075/Pay & Benefits - Retirement PlanningMaridav/Shutterstock.com