Government Executive - Authors - Tammy Flanaganhttp://www.govexec.com/voices/tammy-flanagan/2340/<strong>Tammy Flanagan</strong> is the senior benefits director for the <a href="http://www.nitpinc.com/">National Institute of Transition Planning Inc.</a>, which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.</em></p> <p> <em>For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on <a href="http://www.nitpinc.com/for-your-benefit.php/">NITPInc.com</a>.</em>en-usThu, 18 Dec 2014 14:56:06 -0500Beware of Scamshttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/beware-scams/101613/Fraudsters are waiting to separate you from your retirement savings.Tammy Flanagan, National Institute of Transition PlanningThu, 18 Dec 2014 14:56:06 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/beware-scams/101613/Pay & Benefits - Retirement Planningrangizzz/Shutterstock.comThe TSP by the Numbershttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/tsp-numbers/101109/A snapshot of the $431 billion federal retirement investment plan.Tammy Flanagan, National Institute of Transition PlanningThu, 11 Dec 2014 17:11:17 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/tsp-numbers/101109/Pay & Benefits - Retirement Planningwrangler/Shutterstock.comLast Chance to Save Some Bucks on Health Insurancehttp://www.govexec.com/pay-benefits/retirement-planning/2014/12/last-chance-save-some-bucks-health-insurance/100503/Open season draws to a close on Monday.Tammy Flanagan, National Institute of Transition PlanningThu, 04 Dec 2014 16:28:36 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/12/last-chance-save-some-bucks-health-insurance/100503/Pay & Benefits - Retirement PlanningLev Kropotov/Shutterstock.comWe Need to Talk About Your Retirementhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/we-need-talk-about-your-retirement/99611/The importance of counseling in the planning process.Tammy Flanagan, National Institute of Transition PlanningThu, 20 Nov 2014 17:31:36 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/we-need-talk-about-your-retirement/99611/Pay & Benefits - Retirement Planningnchlsft/Shutterstock.comThe $1,258 Questionhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/1258-question/98978/The Medicare Part B conundrum for those turning 65.Tammy Flanagan, National Institute of Transition PlanningThu, 13 Nov 2014 14:46:33 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/1258-question/98978/Pay & Benefits - Retirement PlanningNata-Lia/Shutterstock.comA Little More Cash During Open Seasonhttp://www.govexec.com/pay-benefits/retirement-planning/2014/11/little-more-cash-during-open-season/98363/Five ideas for saving yourself some benefits bucks.Tammy Flanagan, National Institute of Transition PlanningThu, 06 Nov 2014 15:17:38 -0500http://www.govexec.com/pay-benefits/retirement-planning/2014/11/little-more-cash-during-open-season/98363/Pay & Benefits - Retirement Planning valzan/Shutterstock.comTrick or Treathttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/trick-or-treat/97817/Of pay raises, COLAs and other spooky subjects.Tammy Flanagan, National Institute of Transition PlanningThu, 30 Oct 2014 14:56:23 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/trick-or-treat/97817/Pay & Benefits - Retirement PlanningDaniel Schweinert/Shutterstock.comProviding For Each Otherhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/providing-each-other/97301/What’s best for a couple who are both federal employees?Tammy Flanagan, National Institute of Transition PlanningThu, 23 Oct 2014 17:20:23 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/providing-each-other/97301/Pay & Benefits - Retirement PlanningRuslan Guzov/Shutterstock.comThe Most Important Retirement Decisionhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/most-important-retirement-decision/96692/Hint: It involves thinking about what happens after your death.Tammy Flanagan, National Institute of Transition PlanningThu, 16 Oct 2014 17:20:55 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/most-important-retirement-decision/96692/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comMaking the Most of Your Money After You Retirehttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/making-most-your-money-after-you-retire/96182/It pays to think ahead about how you will draw down your assets.Tammy Flanagan, National Institute of Transition PlanningThu, 09 Oct 2014 14:04:45 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/making-most-your-money-after-you-retire/96182/Pay & Benefits - Retirement PlanningAndy Dean Photography/Shutterstock.comBecome a TSP Wizardhttp://www.govexec.com/pay-benefits/retirement-planning/2014/10/become-tsp-wizard/95669/Online tools can help guide you to get what you want from your account.Tammy Flanagan, National Institute of Transition PlanningThu, 02 Oct 2014 14:10:36 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/10/become-tsp-wizard/95669/Pay & Benefits - Retirement PlanningNatykach Nataliia/Shutterstock.com5 Things You Can Change After You Retirehttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/5-things-you-can-change-after-you-retire/95147/In the federal retirement world, “permanent” doesn’t always mean permanent.Tammy Flanagan, National Institute of Transition PlanningThu, 25 Sep 2014 16:24:32 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/5-things-you-can-change-after-you-retire/95147/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comReady, Set, Gohttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/ready-set-go/94319/Be sure you have all your ducks in a row well before your retirement date.Tammy Flanagan, National Institute of Transition PlanningThu, 18 Sep 2014 17:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/ready-set-go/94319/Pay & Benefits - Retirement Planningiofoto/Shutterstock.comHow to Pick a Financial Adviserhttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/how-pick-financial-adviser/93884/What to do if you need help in setting and meeting your retirement goals.Tammy Flanagan, National Institute of Transition PlanningThu, 11 Sep 2014 16:28:51 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/how-pick-financial-adviser/93884/Pay & Benefits - Retirement PlanningDragon ImagesRetired and Rehiredhttp://www.govexec.com/pay-benefits/retirement-planning/2014/09/retired-and-rehired/93152/If phased retirement isn’t for you, there are other ways to keep working for government after retiring.Tammy Flanagan, National Institute of Transition PlanningThu, 04 Sep 2014 14:08:37 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/09/retired-and-rehired/93152/Pay & Benefits - Retirement PlanningDmitry Lobanov/Shutterstock.comPhased Retirement: Case Studieshttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-case-studies/92672/Running the numbers on a couple of hypothetical examples of employees considering the new option.Tammy Flanagan, National Institute of Transition PlanningThu, 28 Aug 2014 15:49:08 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-case-studies/92672/Pay & Benefits - Retirement PlanningJuriah Mosin/Shutterstock.comA Phased Retirement Qhttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-q/92075/Answers to common questions about the new benefit.Tammy Flanagan, National Institute of Transition PlanningThu, 21 Aug 2014 14:20:03 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/phased-retirement-q/92075/Pay & Benefits - Retirement PlanningMaridav/Shutterstock.comHere’s Some Good News About Your Retirement Benefithttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/heres-some-good-news-about-your-retirement-benefit/91502/It’s safe for the next 80 years, says the Congressional Research Service.Tammy Flanagan, National Institute of Transition PlanningThu, 14 Aug 2014 16:22:30 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/heres-some-good-news-about-your-retirement-benefit/91502/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.com5 Things Agencies Must Do To Implement Phased Retirementhttp://www.govexec.com/pay-benefits/2014/08/5-things-agencies-must-do-implement-phased-retirement/91472/The ball is now in their court to fully define how the program will work.Tammy Flanagan, National Institute of Transition PlanningThu, 14 Aug 2014 15:05:05 -0400http://www.govexec.com/pay-benefits/2014/08/5-things-agencies-must-do-implement-phased-retirement/91472/Pay & BenefitsPressmaster/Shutterstock.com5 Myths About Federal Retirementhttp://www.govexec.com/pay-benefits/retirement-planning/2014/08/5-myths-about-federal-retirement/90896/Good news! You don’t have to be a millionaire to retire comfortably.Tammy Flanagan, National Institute of Transition PlanningThu, 07 Aug 2014 16:00:14 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/08/5-myths-about-federal-retirement/90896/Pay & Benefits - Retirement PlanningJerry Sliwowski/Shutterstock.comCan You Count On Social Security?http://www.govexec.com/pay-benefits/retirement-planning/2014/07/can-you-count-social-security/90260/It seems like we’ve been hearing dire predictions about its future forever.Tammy Flanagan, National Institute of Transition PlanningThu, 31 Jul 2014 16:43:12 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/07/can-you-count-social-security/90260/Pay & Benefits - Retirement Planning zimmytws/Shutterstock.comHow to Get the Most from Your Social Security Benefithttp://www.govexec.com/pay-benefits/retirement-planning/2014/07/how-get-most-your-social-security-benefit/89594/It’s simple: wait for it.Tammy Flanagan, National Institute of Transition PlanningThu, 24 Jul 2014 14:25:13 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/07/how-get-most-your-social-security-benefit/89594/Pay & Benefits - Retirement Planningchuckstock/Shutterstock.comAre You Afraid of Outliving Your Money?http://www.govexec.com/pay-benefits/retirement-planning/2014/07/are-you-afraid-outliving-your-money/89008/You might want to consider a TSP annuity.Tammy FlanaganThu, 17 Jul 2014 17:14:44 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/07/are-you-afraid-outliving-your-money/89008/Pay & Benefits - Retirement Planning Andy Dean Photography/Shutterstock.comWhen to Seek Financial Helphttp://www.govexec.com/pay-benefits/retirement-planning/2014/07/when-seek-financial-help/88396/Weighing whether to work with a professional adviser to manage your money.Tammy Flanagan, National Institute of Transition PlanningThu, 10 Jul 2014 15:13:53 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/07/when-seek-financial-help/88396/Pay & Benefits - Retirement PlanningAnson0618/Shutterstock.comManaging Your Retirement Moneyhttp://www.govexec.com/pay-benefits/retirement-planning/2014/06/managing-your-retirement-money/87367/What to do with your Thrift Savings Plan funds when you leave government.Tammy Flanagan, National Institute of Transition PlanningThu, 26 Jun 2014 13:42:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2014/06/managing-your-retirement-money/87367/Pay & Benefits - Retirement PlanningAndy Dean Photography/Shutterstock.com