http://www.govexec.com<strong>Tammy Flanagan</strong> is the senior benefits director for the <a href="http://www.nitpinc.com/ <view-source:http://www.nitpinc.com/> ">National Institute of Transition Planning Inc.</a>, which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.</em></p> <p> <em>For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Mondays at 10 a.m. EDT on <a href="http://www.federalnewsradio.com/ <view-source:http://www.federalnewsradio.com/> ">Federalnewsradio.com</a>, or on WFED AM 1500 in the Washington-metro area.</em>en-usFri, 14 Jun 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/06/phased-retirement-bottom-line/64874/A look at a pair of real-world scenarios.Tammy Flanagan, National Institute of Transition PlanningFri, 14 Jun 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/06/phased-retirement-bottom-line/64874/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/06/let-confusion-begin/64421/What does “phased retirement” really mean?Tammy Flanagan, National Institute of Transition PlanningFri, 07 Jun 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/06/let-confusion-begin/64421/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/05/65-and-still-working/64001/What to do when you’re eligible for Medicare -- but still on the job.Tammy Flanagan, National Institute of Transition PlanningFri, 31 May 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/05/65-and-still-working/64001/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/05/beneficiary-beware/63611/The tax consequences of inherited TSP accounts can be tricky.Tammy FlanaganFri, 24 May 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/05/beneficiary-beware/63611/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/05/great-claims-processing-pileup/63219/How much progress is OPM making in reducing the backlog of retirement applications?Tammy Flanagan, National Institute of Transition PlanningFri, 17 May 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/05/great-claims-processing-pileup/63219/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/05/picking-very-best-date-retire/63089/It pays to know the rules and do the calculations.Tammy Flanagan, National Institute of Transition PlanningThu, 09 May 2013 17:09:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/05/picking-very-best-date-retire/63089/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/05/best-dates-retire-2014/62947/A guide to deciding exactly when to go.Tammy Flanagan, National Institute of Transition PlanningThu, 02 May 2013 16:45:48 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/05/best-dates-retire-2014/62947/Pay & Benefits - Retirement PlanningSTILLFX/Shutterstock.comhttp://www.govexec.com/pay-benefits/retirement-planning/2013/04/pre-retirement-do-list/62799/Tips for those ready to take the plunge.Tammy Flanagan, National Institute of Transition PlanningFri, 26 Apr 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/04/pre-retirement-do-list/62799/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/04/about-backlog/62640/OPM struggles to keep up with the pace of federal retirement applications.Tammy FlanaganFri, 19 Apr 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/04/about-backlog/62640/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/04/required-payouts/62450/The lowdown on what happens when you have to start taking money out of your Thrift Savings Plan account.Tammy Flanagan, National Institute of Transition PlanningFri, 12 Apr 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/04/required-payouts/62450/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/04/understanding-your-tsp-options/62301/Deciding where to put your money requires an investment of time in gaining financial literacy.Tammy Flanagan, National Institute of Transition PlanningFri, 05 Apr 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/04/understanding-your-tsp-options/62301/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/03/preparing-advance/62154/The essential information you need to provide to your survivors now.Tammy Flanagan, National Institute of Transition PlanningFri, 29 Mar 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/03/preparing-advance/62154/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/03/thinking-about-insurance-part-two/62017/It’s important to reassess your needs as you near retirement.Tammy Flanagan, National Institute of Transition PlanningFri, 22 Mar 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/03/thinking-about-insurance-part-two/62017/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/2013/03/dont-cancel-your-health-insurance-if-youre-furloughed/62012/Some federal employees apparently are considering doing just that.Tammy Flanagan, National Institute of Transition PlanningThu, 21 Mar 2013 14:41:26 -0400http://www.govexec.com/pay-benefits/2013/03/dont-cancel-your-health-insurance-if-youre-furloughed/62012/Pay & Benefitshttp://www.govexec.com/pay-benefits/retirement-planning/2013/03/thinking-about-insurance-early/61883/How to assess your need for various types of insurance as you progress toward retirement.Tammy Flanagan, National Institute of Transition PlanningFri, 15 Mar 2013 01:00:00 -0400http://www.govexec.com/pay-benefits/retirement-planning/2013/03/thinking-about-insurance-early/61883/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/03/cliff-divers-worker-bees-and-retirees-training/61751/Which of these groups you fall into you can have a big effect on planning for retirement.Tammy Flanagan, National Institute of Transition PlanningFri, 08 Mar 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/03/cliff-divers-worker-bees-and-retirees-training/61751/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/03/retirement-resources/61601/Key information for those who’ve circled a date on the calendar for this year.Tammy Flanagan, National Institute of Transition PlanningFri, 01 Mar 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/03/retirement-resources/61601/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/02/what-you-need-know-during-furlough/61448/How it could affect your retirement situation.Tammy Flanagan, National Institute of Transition PlanningFri, 22 Feb 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/02/what-you-need-know-during-furlough/61448/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/02/give-gift-cash/61321/Incorporating charitable giving into your retirement plan.Tammy Flanagan, National Institute of Transition PlanningFri, 15 Feb 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/02/give-gift-cash/61321/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/02/tax-do-list/61172/Dealing with some common tax issues facing new retirees.Tammy Flanagan, National Institute of Transition PlanningFri, 08 Feb 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/02/tax-do-list/61172/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/02/new-retirees-do-list/61022/Friendly reminders for the recently retired.Tammy Flanagan, National Institute of Transition PlanningFri, 01 Feb 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/02/new-retirees-do-list/61022/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/01/more-fers-supplement/60872/Responses to reader questions on the annuity supplement available to some retirees.Tammy Flanagan, National Institute of Transition PlanningFri, 25 Jan 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/01/more-fers-supplement/60872/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/01/little-extra-under-fers/60735/A guide to the FERS Supplement.Tammy Flanagan, National Institute of Transition PlanningFri, 18 Jan 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/01/little-extra-under-fers/60735/Pay & Benefits - Retirement Planninghttp://www.govexec.com/pay-benefits/retirement-planning/2013/01/index-2013-edition/60605/Your guide to previous Retirement Planning columns.Tammy Flanagan, National Institute of Transition PlanningFri, 11 Jan 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/01/index-2013-edition/60605/Pay & Benefits - Retirement PlanningFlickr user scottwillshttp://www.govexec.com/pay-benefits/retirement-planning/2013/01/look-ahead/60461/Changes in the federal retirement world for 2013.Tammy Flanagan, National Institute of Transition PlanningFri, 04 Jan 2013 01:00:00 -0500http://www.govexec.com/pay-benefits/retirement-planning/2013/01/look-ahead/60461/Pay & Benefits - Retirement Planning