SPECIAL REPORT

Thrift Savings Plan

The Thrift Savings Plan is a contribution plan for civil service employees and retirees as well as for members of the armed services.
SPECIAL REPORT

TSP Board Green Lights More Homework on Mutual Fund Option

November 17, 2014 Agency staff will craft an implementation plan in 2015 for rolling out the potential new offering for feds.

TSP Moves Closer to Offering Mutual Fund Option

November 12, 2014 Board still has more homework to do on costs and implementation, but so far supports the additional investment flexibility for feds.

TSP Enrollees Can Contribute $500 More Next Year

October 28, 2014 The IRS increased the cap on individual contributions to $18,000 for 2015.

Invest More in TSP, Says Head of World's Largest Asset Management Firm

October 27, 2014 BlackRock CEO fears employees are failing to get the most out of their retirement accounts.

Providing For Each Other

October 23, 2014 What’s best for a couple who are both federal employees?

Making the Most of Your Money After You Retire

October 9, 2014 It pays to think ahead about how you will draw down your assets.

Become a TSP Wizard

October 2, 2014 Online tools can help guide you to get what you want from your account.

Retirement Savings Funds Hit a September Slump

October 1, 2014 All but one of the TSP’s offerings lose ground.

5 Things You Can Change After You Retire

September 25, 2014 In the federal retirement world, “permanent” doesn’t always mean permanent.

Senate Approves Bill to Default New Hires Into Riskier, Higher Yielding TSP Fund

September 17, 2014 Both houses have approved separate bills to automatically enroll new feds in a lifecycle fund.

Phased Retirement: Case Studies

August 28, 2014 Running the numbers on a couple of hypothetical examples of employees considering the new option.

Are You Contributing Too Little to Your TSP?

August 21, 2014 A growing number of participants are not putting in enough to get the maximum match from their agency.

A Phased Retirement Q&A

August 21, 2014 Answers to common questions about the new benefit.

Retirement Savings Funds Hit a Slump in July

August 1, 2014 All but one of the TSP’s offerings ended the month in the red.

Can You Count On Social Security?

July 31, 2014 It seems like we’ve been hearing dire predictions about its future forever.

How to Get the Most from Your Social Security Benefit

July 24, 2014 It’s simple: wait for it.

TSP Officials Want You to Know the Consequences of Tapping Your Account for a Loan

July 16, 2014 Public service announcement looks at the costs and benefits of borrowing against retirement funds.

House Approves Changing TSP Default Settings to More Lucrative Funds

July 15, 2014 Bill auto-enrolls new feds in more diverse fund, rather than the lower-yield government securities offering.

When to Seek Financial Help

July 10, 2014 Weighing whether to work with a professional adviser to manage your money.

Managing Your Retirement Money

June 26, 2014 What to do with your Thrift Savings Plan funds when you leave government.

Sen. Elizabeth Warren, D-Mass.

Senate Panel Backs Changing TSP Default Settings to More Lucrative Funds

June 25, 2014 The legislation would automatically enroll new federal employees in a more diverse, age-appropriate retirement fund.

Senate Banking Committee member Sen. Elizabeth Warren, D- Mass.

Bill Would Change TSP Default Settings to More Lucrative Funds

June 23, 2014 Senate panel on Wednesday will consider legislation that would automatically enroll new feds into one of the lifecyle funds.

Thrift Savings Plan Funds Move Back to Black in May

June 2, 2014 The S Fund emerged from the red, increasing 1.52 percent last month.

Taxes: Past, Present and Future

May 29, 2014 What is your tax burden likely to be in retirement?

Retirement Readiness: How Do You Stack Up?

May 22, 2014 The early results of our federal employee Retirement Readiness Assessment are in.

Sen. Marco Rubio, R-Fla., proposed opening the federal retirement plan to the public.

Would a TSP-for-All Constitute Government Overreach?

May 19, 2014 Policy experts have mixed views on a proposal to offer feds’ retirement savings plan to the masses.

Rubio Pitches Giving All Americans Access to the TSP

May 13, 2014 TSP administrators say it is probably a bad idea.

Take Charge of Your Retirement

May 8, 2014 A look at your responsibilities in the retirement process, along with those of your agency and the Office of Personnel Management.

TSP Inches Forward in April

May 1, 2014 All but the S Fund, which dropped 2.47 percent, saw positive returns last month.

TSP Told to Tighten Security at Data Centers

April 28, 2014 Board overseeing federal retirement assets says it has bolstered safeguards.

You May Be Better Off Than You Think

April 24, 2014 Some employees are unaware of just how much retirement income they will have.

Feds Won’t be Able To Escape Their TSP Debt, Even By Leaving Government

April 23, 2014 The agency that runs the retirement plan will be able to garnish up to 15 percent of former feds’ private sector wages to collect debt.

Advice From a TSP Millionaire

April 10, 2014 Tips on how to get the most out of your savings.

TSP Wilts in March

April 1, 2014 Last month brought small gains for some funds, negative returns for others.

What Happens to Your Life Savings?

March 27, 2014 You can’t take your TSP funds with you, so it’s important to decide what should happen with the money after you die.

Retirement Quiz: The Basics

March 13, 2014 Test your knowledge of some of the bedrock principles of retirement planning.

Feds Might be Getting Too Bullish with Retirement Savings

December 16, 2013 TSP participants are increasingly moving away from the plan’s safest offerings, officials say.

TSP Makes Mostly Modest Gains in November

December 2, 2013 The federal employee retirement funds have seen three consecutive months of growth.

Gregory Long, Executive Director of the TSP Board

TSP Officials Worry Feds Who Made Hardship Withdrawals During Shutdown Won’t Return

November 25, 2013 Agency will encourage the thousands who turned to their retirement accounts for cash during the shutdown to begin contributing again in the spring.

Rep. Jim Langevin, D-R.I.

Lawmakers Want Feds to Have Socially Responsible Retirement Investment Options

November 21, 2013 Bill could conflict with TSP’s mission.