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Return to Article: TSP rallies in December

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  any investment is a wise one. the mattress will no longer suffice. look to buffet and gates, carlos slim sulu? and the rest of the forbes list. this is the buy when fearful comes in.

  Brujo Posted January 31, 2009 6:58 PM
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  It's painful to see so many people losing so much of their hard earned money. They've been told to buy stocks "for the long term" and not to think about their investment.

  The truth is that the risk and reward characteristics of investments change with time. Sometimes, stocks are a good investment, sometimes, they are not. At Peaceful Gains, we achieve consistently high long-term returns by picking the mix of TSP funds that maximizes the expected returns while not exceeding a fixed maximum risk.

  Alex Posted January 15, 2009 1:35 PM
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  Glad I kept some money in the F Fund, even after a speaker at a retirement seminar said it should be called the "Forget it" Fund! That's why diversification should be your goal, so reverses in one fund don't wipe you out.

  ICEd Posted January 8, 2009 6:52 PM
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  I pulled out the C Fund about 6 or 7 years ago when I lost on investing in that fund. Ever since then, I never went back. Thank God!

  Cathy Chambers Posted January 8, 2009 6:26 AM
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  Mr. Black, Not that you may see this response but I have to guess that you are CSRS and not FERS. Long term in G fund may be safe but it will not earn you any real money. Slow and steady it is. But if you plan on this TSP to be the major part of your retirement staying in the G fund will not do it. Nor will the "buy an hold" that Mr. Long wants all of us to do. Again if you are looking for your TSP to be the major part of your retirement you need to be able to move you money around to give you the best earning power available. The G fund and a "buy and hold" strategy will not do it. Unfortunatly the restrictions that the FRTIB have placed on all of us only reduces the amount of funds we will have available at retirement. I agree the worst is not over.

  nasa1974 Posted January 7, 2009 9:37 PM
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  I'm only down 8% for the year in TSP, mostly thanks to some good diversification within the plan. In Dec 07, I got a bad feeling about stocks and moved 60% into the F fund and a small portion into G. After the market dropped 40% or so, I bought back into the C, S, and I, where I'm currently 90% invested.

  We may not be completely through this downturn, but those funds sure look cheap to me anyway.

  mike Posted January 7, 2009 9:31 PM
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  December gains were "in the noise". Nothing's changed significantly since late November (or you could even argue early October).

  noman Posted January 6, 2009 8:36 PM
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  I'd hardly call December a rally when the C, S, & I funds were all down for the year.

  Jason Posted January 6, 2009 1:21 PM
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  Unlike the previous comments, I retained my investment and lost very little. I moved all my funds into the G fund earlier last year. The freight train was coming it was a question of when. This is not a trading fund, never meant to be, so if trading is your game, find other funds. The worst isn't over. The unsecured line of credits and 2nd mortgages have not been accounted for.

  Richard Black Posted January 6, 2009 10:08 AM
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  WOW!!! The TSP had a good month. How many where able to take advantage of this short rally? With the 2 IFT limit how many where sitting in the G fund to protect what they had not lost in September, October and November? Thanks to the FRTIB how many of us can say we had a positive 2008? How many of us did not lose one, two or three years worth of investment into the TSP do to the restrictions placed upon us by the FRTIB? Congratulations to anybody that was able to turn a profit this year.

  nasa1974 Posted January 6, 2009 12:16 AM