Return to Article: OPM takes late enrollments for dental, vision insurance
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20211
To call the dental and vision programs benefits is going too far. These are not benefits! These programs simply are the government negotiating private policies for its workers, similarly to the long-term care policies you can get through the government. I checked on the LTC programs and could get better rates outside the government for more coverage than I was likely to use. What the government offers is not a benefit! If the government does not subsidize it - OPM should not offer it. Where is the centralized management of prescription drugs by Medicare? A much larger program and "benefit" for the American public. OPM is touting benefits that really are not benefits. The dental program I evaluated was worthless unless you assume you are going to get an entirely new mouth -- highly unlikely!
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20151
I was among those unable to enroll in coverage at the last minute -- my own fault! However, what did occur to me was what crappy service surely must await us if this is the best the program can offer. Besides, I have been "self-insuring" for both vision and dental for my entire career -- what do I need these jokers for? Oh yes, with the advent of FSAs I had finally been able to have everything fixed at the dentist. So again - what do I need those BeneFed-friends-of-Bush-that-wanna-take-your-money people for?
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20109
The government does not subsidize these programs, so why is the signup limited to a set time period? It seems that OPM can only operate in a set time period that generates a peak load problem that justifies more staff than necessary. I can buy insurance anytime during the year except for the insurance offered by the government, even if it is unsubsidized. What is wrong with this picture? Maybe we need more competence in the handling of benefits and payroll because the payroll people cannot handle any change that occurs other than at the end of a pay period. Thank God the private sector knows how to operate any time for anything.
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